SIREN : 434700159
TECH LOIRE AGENCEMENTS is a French company founded 25 years ago, specialized in the sector Agencement de lieux de vente. Based in CHARGE (37530), this company of category PME shows in 2025 a revenue of 5.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5 782 325 € | 5 431 649 € | 5 378 683 € | 4 595 952 € | N/C | 4 353 662 € | 4 540 599 € | 5 204 547 € | 4 450 571 € |
| Net income | 235 355 € | 363 526 € | 388 362 € | 117 717 € | 177 846 € | 43 039 € | 63 053 € | 19 485 € | 122 944 € |
| EBITDA | 422 068 € | 664 957 € | 597 878 € | 273 859 € | N/C | 157 581 € | 158 871 € | 120 642 € | 241 930 € |
| Net margin | 4.1% | 6.7% | 7.2% | 2.6% | N/C | 1.0% | 1.4% | 0.4% | 2.8% |
In 2025, TECH LOIRE AGENCEMENTS achieves revenue of 5.8 M€. Revenue is growing positively over 9 years (CAGR: +3.3%). Vs 2024: +6%. After deducting consumption (1.6 M€), gross margin stands at 4.2 M€, i.e. a rate of 73%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 422 k€, representing 7.3% of revenue. Warning negative scissor effect: despite revenue change (+6%), EBITDA varies by -37%, reducing margin by 4.9 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 235 k€, i.e. 4.1% of revenue. This profit can be retained or distributed to shareholders.
5 782 325 €
4 218 244 €
422 068 €
247 449 €
235 355 €
7.3%
The debt ratio (= Financial debt / Equity x 100) stands at 66%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 40%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 6.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
65.86%
39.605%
5.995%
2.527
45.7%
In 2025, the debt ratio of TECH LOIRE AGENCEMENTS (65.86) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of TECH LOIRE AGENCEMENTS (39.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of TECH LOIRE AGENCEMENTS (2.53) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 260.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 7.8x. Operating income very largely covers interest expenses: high safety margin.
260.807
7.828
In 2025, the liquidity ratio of TECH LOIRE AGENCEMENTS (260.81) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of TECH LOIRE AGENCEMENTS (7.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 28 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 42 days. Favorable situation: supplier credit is longer than customer credit by 14 days. Inventory turnover is 27 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 16 days of revenue, i.e. 263 k€ to permanently finance. Notable WCR improvement over the period (-61%), freeing up cash.
262 807 €
28 j
42 j
27 j
16 j
Indicative estimate only : the number of comparable transactions in this sector is limited (21 transactions). This range of 446 030€ to 1 542 882€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 21 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TECH LOIRE AGENCEMENTS with other companies in the same sector:
Voir toutes les statistiques du secteur Agencement de lieux de vente
The revenue of TECH LOIRE AGENCEMENTS in 2025 is 5.8 M€.
Yes, TECH LOIRE AGENCEMENTS generated a net profit of 235 k€ in 2025.
The headquarters of TECH LOIRE AGENCEMENTS is located in CHARGE (37530), in the department Indre-et-Loire.
The tax return of TECH LOIRE AGENCEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TECH LOIRE AGENCEMENTS operates in the sector Agencement de lieux de vente (NAF code 43.32C). See the 'Sector positioning' section above to compare the company with its competitors.