TAVES FRERES DE TERRE D'ARGENCE : revenue, balance sheet and financial ratios

TAVES FRERES DE TERRE D'ARGENCE is a French company founded 41 years ago, specialized in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.. Based in REDESSAN (30129), this company of category PME shows in 2023 a revenue of 67 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - TAVES FRERES DE TERRE D'ARGENCE (SIREN 331616797)
Indicator 2023 2019 2017
Revenue 67 242 € 66 000 € 60 000 €
Net income 38 178 € -55 469 € 34 789 €
EBITDA 34 022 € 34 181 € 23 418 €
Net margin 56.8% -84.0% 58.0%

Revenue and income statement

In 2023, TAVES FRERES DE TERRE D'ARGENCE achieves revenue of 67 k€. Revenue is growing positively over 3 years (CAGR: +1.9%). Vs 2019: +2%. After deducting consumption (2 k€), gross margin stands at 65 k€, i.e. a rate of 97%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 34 k€, representing 50.6% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 38 k€, i.e. 56.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

67 242 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

65 314 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

34 022 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

38 177 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

38 178 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

50.6%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 75%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

5.216%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

75.295%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-32.179%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.805

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

80.7%

Solvency indicators evolution
TAVES FRERES DE TERRE D'ARGENCE

Sector positioning

Debt ratio
5.22 2023
2017
2019
2023
Q1: 0.0
Med: 5.37
Q3: 59.79
Good +24 pts over 3 years

In 2023, the debt ratio of TAVES FRERES DE TERRE D'A... (5.22) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
75.3% 2023
2017
2019
2023
Q1: 5.1%
Med: 41.81%
Q3: 76.55%
Good

In 2023, the financial autonomy of TAVES FRERES DE TERRE D'A... (75.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
-0.81 years 2023
2017
2019
2023
Q1: -0.01 years
Med: 0.0 years
Q3: 1.17 years
Excellent

In 2023, the repayment capacity of TAVES FRERES DE TERRE D'A... (-0.81) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 772.65. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

772.648

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
TAVES FRERES DE TERRE D'ARGENCE

Sector positioning

Liquidity ratio
772.65 2023
2017
2019
2023
Q1: 142.15
Med: 323.83
Q3: 1004.83
Good -8 pts over 3 years

In 2023, the liquidity ratio of TAVES FRERES DE TERRE D'A... (772.65) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2023
2017
2019
2023
Q1: -0.68x
Med: 0.0x
Q3: 0.46x
Good +25 pts over 3 years

In 2023, the interest coverage of TAVES FRERES DE TERRE D'A... (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 18 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 92 days. Excellent situation: suppliers finance 74 days of the operating cycle (retail model). Overall, WCR represents 48 days of revenue, i.e. 9 k€ to permanently finance. Notable WCR improvement over the period (-76%), freeing up cash.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

8 999 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

18 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

92 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

48 j

WCR and payment terms evolution
TAVES FRERES DE TERRE D'ARGENCE

Positioning of TAVES FRERES DE TERRE D'ARGENCE in its sector

Comparison with sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Valuation estimate

Based on 103 transactions of similar company sales (all years), the value of TAVES FRERES DE TERRE D'ARGENCE is estimated at 75 051 € (range 31 936€ - 167 942€). With an EBITDA of 34 022€, the sector multiple of 2.5x is applied. The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
103 transactions
31k€ 75k€ 167k€
75 051 € Range: 31 936€ - 167 942€
NAF 5 all-time

Valuation detail by method

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EBITDA Multiple 50%
34 022 € × 2.5x
Estimation 86 696 €
38 606€ - 170 468€
Revenue Multiple 30%
67 242 € × 0.30x
Estimation 20 508 €
10 910€ - 56 745€
Net Income Multiple 20%
38 178 € × 3.3x
Estimation 127 755 €
46 799€ - 328 427€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.)

Compare TAVES FRERES DE TERRE D'ARGENCE with other companies in the same sector:

Voir toutes les statistiques du secteur Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Frequently asked questions about TAVES FRERES DE TERRE D'ARGENCE

What is the revenue of TAVES FRERES DE TERRE D'ARGENCE ?

The revenue of TAVES FRERES DE TERRE D'ARGENCE in 2023 is 67 k€.

Is TAVES FRERES DE TERRE D'ARGENCE profitable?

Yes, TAVES FRERES DE TERRE D'ARGENCE generated a net profit of 38 k€ in 2023.

Where is the headquarters of TAVES FRERES DE TERRE D'ARGENCE ?

The headquarters of TAVES FRERES DE TERRE D'ARGENCE is located in REDESSAN (30129), in the department Gard.

Where to find the tax return of TAVES FRERES DE TERRE D'ARGENCE ?

The tax return of TAVES FRERES DE TERRE D'ARGENCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does TAVES FRERES DE TERRE D'ARGENCE operate?

TAVES FRERES DE TERRE D'ARGENCE operates in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a. (NAF code 66.19B). See the 'Sector positioning' section above to compare the company with its competitors.