SIREN : 750981516
TAVEAU FINANCES is a French company founded 14 years ago, specialized in the sector Gestion de fonds. Based in SAINTE-MARIE-DE-RE (17740), this company of category PME shows in 2025 a revenue of 129 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2023 | 2022 | 2021 | 2020 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 128 927 € | 31 459 € | 76 124 € | 141 316 € | 80 500 € | 180 336 € | 145 000 € | 117 200 € |
| Net income | -63 413 € | 3 180 507 € | -100 439 € | 716 455 € | -38 240 € | 70 933 € | 27 123 € | 646 € |
| EBITDA | 77 222 € | -41 832 € | -31 064 € | 54 527 € | -51 068 € | 208 € | 32 606 € | 8 972 € |
| Net margin | -49.2% | 10110.0% | -131.9% | 507.0% | -47.5% | 39.3% | 18.7% | 0.6% |
In 2025, TAVEAU FINANCES achieves revenue of 129 k€. Revenue is growing positively over 8 years (CAGR: +1.1%). Vs 2023, growth of +310% (31 k€ -> 129 k€). After deducting consumption (0 €), gross margin stands at 129 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 77 k€, representing 59.9% of revenue. Positive scissor effect: EBITDA margin improves by +192.9 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -63 k€ (-49.2% of revenue), which will impact equity.
128 927 €
128 927 €
77 222 €
-53 289 €
-63 413 €
59.9%
The debt ratio (= Financial debt / Equity x 100) stands at 24%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 20.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 33.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
24.107%
79.083%
33.946%
20.714
91.1%
In 2025, the debt ratio of TAVEAU FINANCES (24.11) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of TAVEAU FINANCES (79.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of TAVEAU FINANCES (20.71) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 38.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 13.1x. Operating income very largely covers interest expenses: high safety margin.
38.202
13.11
In 2025, the liquidity ratio of TAVEAU FINANCES (38.20) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of TAVEAU FINANCES (13.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 18 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 70 days. Excellent situation: suppliers finance 52 days of the operating cycle (retail model). WCR is negative (-198 days): operations structurally generate cash. Notable WCR improvement over the period (-109%), freeing up cash.
-70 844 €
18 j
70 j
0 j
-198 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 21 187€ to 211 686€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TAVEAU FINANCES with other companies in the same sector:
The revenue of TAVEAU FINANCES in 2025 is 129 k€.
TAVEAU FINANCES recorded a net loss in 2025.
The headquarters of TAVEAU FINANCES is located in SAINTE-MARIE-DE-RE (17740), in the department Charente-Maritime.
The tax return of TAVEAU FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TAVEAU FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.