Employees: 03 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 1999-01-01 (27 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: CHOLET (49300), Maine-et-Loire
TAUPIN & ASSOCIES : revenue, balance sheet and financial ratios
TAUPIN & ASSOCIES is a French company
founded 27 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in CHOLET (49300),
this company of category PME
shows in 2022 a revenue of 1.0 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - TAUPIN & ASSOCIES (SIREN 421634049)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
N/C
1 027 047 €
N/C
977 877 €
906 098 €
893 737 €
921 737 €
975 666 €
Net income
43 291 €
32 488 €
135 261 €
187 283 €
162 530 €
89 004 €
101 998 €
128 015 €
131 650 €
EBITDA
N/C
N/C
170 830 €
N/C
217 709 €
123 132 €
123 314 €
170 783 €
182 797 €
Net margin
N/C
N/C
13.2%
N/C
16.6%
9.8%
11.4%
13.9%
13.5%
Revenue and income statement
In 2024, TAUPIN & ASSOCIES generates positive net income of 43 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 132 k€ -> 43 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
43 291 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
8.801%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
86.066%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
14.241
8.931
4.959
1.033
0.032
4.008
8.828
11.85
8.801
Financial autonomy
82.355
86.107
89.83
92.433
92.666
89.786
84.464
83.889
86.066
Repayment capacity
0.974
0.674
0.53
0.117
0.002
None
0.886
None
None
Cash flow / Revenue
13.58%
13.934%
10.696%
10.304%
16.495%
None%
12.109%
None%
None%
Sector positioning
Debt ratio
8.82024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.38
Average+8 pts over 3 years
In 2024, the debt ratio of TAUPIN & ASSOCIES (8.80) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
86.07%2024
2022
2023
2024
Q1: 13.01%
Med: 47.62%
Q3: 76.27%
Excellent
In 2024, the financial autonomy of TAUPIN & ASSOCIES (86.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.89 years2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.38 years
Average
In 2022, the repayment capacity of TAUPIN & ASSOCIES (0.89) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 297.25. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
297.25
Liquidity indicators evolution TAUPIN & ASSOCIES
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
226.964
256.707
295.805
271.893
316.533
433.591
274.675
273.568
297.25
Interest coverage
1.26
1.011
0.809
3.415
0.23
None
0.744
None
None
Sector positioning
Liquidity ratio
297.252024
2022
2023
2024
Q1: 123.36
Med: 243.1
Q3: 571.4
Good
In 2024, the liquidity ratio of TAUPIN & ASSOCIES (297.25) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
0.74x2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.08x
Good
In 2022, the interest coverage of TAUPIN & ASSOCIES (0.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution TAUPIN & ASSOCIES
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
10 332 €
-23 744 €
-17 616 €
-54 973 €
-23 361 €
0 €
-61 602 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
6
2
0
0
14
0
4
0
0
Supplier payment term (days)
19
31
20
22
21
0
16
0
0
Positioning of TAUPIN & ASSOCIES in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of TAUPIN & ASSOCIES is estimated at
87 130 €
(range 41 214€ - 397 828€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
41k€87k€397k€
87 130 €Range: 41 214€ - 397 828€
NAF 5 all-time
Valuation method used
Net Income Multiple
43 291 €
×
2.0x
=87 130 €
Range: 41 214€ - 397 829€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare TAUPIN & ASSOCIES with other companies in the same sector:
Frequently asked questions about TAUPIN & ASSOCIES
What is the revenue of TAUPIN & ASSOCIES ?
The revenue of TAUPIN & ASSOCIES in 2022 is 1.0 M€.
Is TAUPIN & ASSOCIES profitable?
Yes, TAUPIN & ASSOCIES generated a net profit of 43 k€ in 2024.
Where is the headquarters of TAUPIN & ASSOCIES ?
The headquarters of TAUPIN & ASSOCIES is located in CHOLET (49300), in the department Maine-et-Loire.
Where to find the tax return of TAUPIN & ASSOCIES ?
The tax return of TAUPIN & ASSOCIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does TAUPIN & ASSOCIES operate?
TAUPIN & ASSOCIES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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