TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE : revenue, balance sheet and financial ratios

TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE is a French company founded 3 years ago, specialized in the sector Travaux de couverture par éléments. Based in SAINT-MARTIN-D'HERES (38400), this company of category PME shows in 2025 a revenue of 2.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE (SIREN 949077713)
Indicator 2025 2024
Revenue 1 992 153 € 1 152 854 €
Net income 153 605 € 113 750 €
EBITDA 233 445 € 201 104 €
Net margin 7.7% 9.9%

Revenue and income statement

In 2025, TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE achieves revenue of 2.0 M€. Vs 2024, growth of +73% (1.2 M€ -> 2.0 M€). After deducting consumption (493 k€), gross margin stands at 1.5 M€, i.e. a rate of 75%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 233 k€, representing 11.7% of revenue. Warning negative scissor effect: despite revenue change (+73%), EBITDA varies by +16%, reducing margin by 5.7 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 154 k€, i.e. 7.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 992 153 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 498 961 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

233 445 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

195 484 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

153 605 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

11.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 53%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 25%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 9.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

52.988%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

24.833%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

9.445%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.589

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

84.9%

Solvency indicators evolution
TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE

Sector positioning

Debt ratio
52.99 2025
2024
2025
Q1: 5.5
Med: 19.37
Q3: 43.02
Watch +16 pts over 2 years

In 2025, the debt ratio of TATIN COUVERTURE ZINGUERI... (52.99) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
24.83% 2025
2024
2025
Q1: 30.43%
Med: 48.45%
Q3: 62.62%
Watch

In 2025, the financial autonomy of TATIN COUVERTURE ZINGUERI... (24.8%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
0.59 years 2025
2024
2025
Q1: 0.11 years
Med: 0.62 years
Q3: 1.55 years
Good

In 2025, the repayment capacity of TATIN COUVERTURE ZINGUERI... (0.59) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 136.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.1x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

136.877

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.118

Liquidity indicators evolution
TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE

Sector positioning

Liquidity ratio
136.88 2025
2024
2025
Q1: 162.47
Med: 222.06
Q3: 326.0
Watch

In 2025, the liquidity ratio of TATIN COUVERTURE ZINGUERI... (136.88) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
1.12x 2025
2024
2025
Q1: 0.16x
Med: 1.23x
Q3: 4.4x
Average

In 2025, the interest coverage of TATIN COUVERTURE ZINGUERI... (1.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 66 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 55 days. The company must finance 11 days of gap between collections and payments. Inventory turnover is 8 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 40 days of revenue, i.e. 222 k€ to permanently finance.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

221 687 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

66 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

55 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

8 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

40 j

WCR and payment terms evolution
TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE

Positioning of TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE in its sector

Comparison with sector Travaux de couverture par éléments

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE is estimated at 438 174 € (range 210 728€ - 720 331€). With an EBITDA of 233 445€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
113 transactions
210k€ 438k€ 720k€
438 174 € Range: 210 728€ - 720 331€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
233 445 € × 2.2x
Estimation 525 172 €
216 766€ - 842 634€
Revenue Multiple 30%
1 992 153 € × 0.16x
Estimation 308 970 €
200 890€ - 505 674€
Net Income Multiple 20%
153 605 € × 2.7x
Estimation 414 489 €
210 395€ - 736 560€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de couverture par éléments)

Compare TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de couverture par éléments

Frequently asked questions about TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE

What is the revenue of TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE ?

The revenue of TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE in 2025 is 2.0 M€.

Is TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE profitable?

Yes, TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE generated a net profit of 154 k€ in 2025.

Where is the headquarters of TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE ?

The headquarters of TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE is located in SAINT-MARTIN-D'HERES (38400), in the department Isere.

Where to find the tax return of TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE ?

The tax return of TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE operate?

TATIN COUVERTURE ZINGUERIE ISOLATION BARDAGE operates in the sector Travaux de couverture par éléments (NAF code 43.91B). See the 'Sector positioning' section above to compare the company with its competitors.