SIREN : 953265444
TAL OPTIQUE is a French company founded 2 years ago, specialized in the sector Commerces de détail d'optique. Based in PUBLIER (74500), this company of category PME shows in 2025 a revenue of 1.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 |
|---|---|---|
| Revenue | 1 063 096 € | 1 319 614 € |
| Net income | 109 301 € | 225 479 € |
| EBITDA | 168 652 € | 350 989 € |
| Net margin | 10.3% | 17.1% |
In 2025, TAL OPTIQUE achieves revenue of 1.1 M€. Significant drop of -19% vs 2024. After deducting consumption (348 k€), gross margin stands at 715 k€, i.e. a rate of 67%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 169 k€, representing 15.9% of revenue. Warning negative scissor effect: despite revenue change (-19%), EBITDA varies by -52%, reducing margin by 10.7 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 109 k€, i.e. 10.3% of revenue. This profit can be retained or distributed to shareholders.
1 063 096 €
714 658 €
168 652 €
157 558 €
109 301 €
15.9%
The debt ratio (= Financial debt / Equity x 100) stands at 124%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.6 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 11.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
123.684%
38.063%
11.324%
3.642
26.7%
In 2025, the debt ratio of TAL OPTIQUE (123.68) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of TAL OPTIQUE (38.1%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2025, the repayment capacity of TAL OPTIQUE (3.64) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 240.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 10.1x. Operating income very largely covers interest expenses: high safety margin.
240.393
10.092
In 2025, the liquidity ratio of TAL OPTIQUE (240.39) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of TAL OPTIQUE (10.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 4 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 51 days. Excellent situation: suppliers finance 47 days of the operating cycle (retail model). Inventory turnover is 38 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 45 days of revenue, i.e. 132 k€ to permanently finance.
131 643 €
4 j
51 j
38 j
45 j
Based on 83 transactions of similar company sales
in 2025,
the value of TAL OPTIQUE is estimated at
354 110 €
(range 163 164€ - 567 903€).
With an EBITDA of 168 652€, the sector multiple of 2.2x is applied.
The price/revenue ratio is 0.26x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 83 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TAL OPTIQUE with other companies in the same sector:
Voir toutes les statistiques du secteur Commerces de détail d'optique
The revenue of TAL OPTIQUE in 2025 is 1.1 M€.
Yes, TAL OPTIQUE generated a net profit of 109 k€ in 2025.
The headquarters of TAL OPTIQUE is located in PUBLIER (74500), in the department Haute-Savoie.
The tax return of TAL OPTIQUE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TAL OPTIQUE operates in the sector Commerces de détail d'optique (NAF code 47.78A). See the 'Sector positioning' section above to compare the company with its competitors.