S.W.A.L SAMUEL WILLIAM AUTO LEASE : revenue, balance sheet and financial ratios

S.W.A.L SAMUEL WILLIAM AUTO LEASE is a French company founded 20 years ago, specialized in the sector Location de courte durée de voitures et de véhicules automobiles légers. Based in CLICHY (92110), this company of category PME shows in 2022 a revenue of 201 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - S.W.A.L SAMUEL WILLIAM AUTO LEASE (SIREN 483442414)
Indicator 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012
Revenue 200 797 € 174 509 € 187 599 € 212 564 € 213 577 € 200 052 € 216 184 € 202 621 € 172 342 € 208 772 € 229 917 €
Net income 1 446 € 27 224 € 33 696 € 17 965 € 7 589 € 7 488 € 20 625 € 27 276 € 7 363 € -14 817 € 4 458 €
EBITDA 3 788 € 14 711 € 27 647 € 22 326 € 9 432 € 9 591 € 24 649 € 31 699 € 5 982 € -13 838 € 8 086 €
Net margin 0.7% 15.6% 18.0% 8.5% 3.6% 3.7% 9.5% 13.5% 4.3% -7.1% 1.9%

Revenue and income statement

In 2022, S.W.A.L SAMUEL WILLIAM AUTO LEASE achieves revenue of 201 k€. Activity remains stable over the period (CAGR: -1.3%). Vs 2021, growth of +15% (175 k€ -> 201 k€). After deducting consumption (0 €), gross margin stands at 201 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 4 k€, representing 1.9% of revenue. Warning negative scissor effect: despite revenue change (+15%), EBITDA varies by -74%, reducing margin by 6.5 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1 k€, i.e. 0.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

200 797 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

200 797 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

3 788 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

1 701 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

1 446 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

1.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 1.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.0%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

1.659%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

30.1%

Solvency indicators evolution
S.W.A.L SAMUEL WILLIAM AUTO LEASE

Sector positioning

Debt ratio
0.0 2022
2020
2021
2022
Q1: 0.0
Med: 31.73
Q3: 181.03
Excellent -27 pts over 3 years

In 2022, the debt ratio of S.W.A.L SAMUEL WILLIAM AU... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
0.0% 2022
2020
2021
2022
Q1: 5.49%
Med: 28.78%
Q3: 58.6%
Average -17 pts over 3 years

In 2022, the financial autonomy of S.W.A.L SAMUEL WILLIAM AU... (0.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2022
2020
2021
2022
Q1: 0.0 years
Med: 0.1 years
Q3: 2.37 years
Excellent

In 2022, the repayment capacity of S.W.A.L SAMUEL WILLIAM AU... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 336.13. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

336.135

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
S.W.A.L SAMUEL WILLIAM AUTO LEASE

Sector positioning

Liquidity ratio
336.13 2022
2020
2021
2022
Q1: 83.69
Med: 170.0
Q3: 364.87
Good +20 pts over 3 years

In 2022, the liquidity ratio of S.W.A.L SAMUEL WILLIAM AU... (336.13) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2022
2020
2021
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.53x
Average

In 2022, the interest coverage of S.W.A.L SAMUEL WILLIAM AU... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 47 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 25 days. The company must finance 22 days of gap between collections and payments. Overall, WCR represents 47 days of revenue, i.e. 26 k€ to permanently finance. Over 2012-2022, WCR increased by +30%, requiring additional financing.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

26 347 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

47 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

25 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

47 j

WCR and payment terms evolution
S.W.A.L SAMUEL WILLIAM AUTO LEASE

Positioning of S.W.A.L SAMUEL WILLIAM AUTO LEASE in its sector

Comparison with sector Location de courte durée de voitures et de véhicules automobiles légers

Valuation estimate

Based on 276 transactions of similar company sales (all years), the value of S.W.A.L SAMUEL WILLIAM AUTO LEASE is estimated at 166 756 € (range 37 510€ - 224 050€). With an EBITDA of 3 788€, the sector multiple of 11.9x is applied. The price/revenue ratio is 2.33x (premium valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
276 transactions
37k€ 166k€ 224k€
166 756 € Range: 37 510€ - 224 050€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
3 788 € × 11.9x
Estimation 45 261 €
9 204€ - 61 584€
Revenue Multiple 30%
200 797 € × 2.33x
Estimation 468 586 €
109 402€ - 609 317€
Net Income Multiple 20%
1 446 € × 12.3x
Estimation 17 750 €
442€ - 52 318€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 276 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de courte durée de voitures et de véhicules automobiles légers)

Compare S.W.A.L SAMUEL WILLIAM AUTO LEASE with other companies in the same sector:

Voir toutes les statistiques du secteur Location de courte durée de voitures et de véhicules automobiles légers

Frequently asked questions about S.W.A.L SAMUEL WILLIAM AUTO LEASE

What is the revenue of S.W.A.L SAMUEL WILLIAM AUTO LEASE ?

The revenue of S.W.A.L SAMUEL WILLIAM AUTO LEASE in 2022 is 201 k€.

Is S.W.A.L SAMUEL WILLIAM AUTO LEASE profitable?

Yes, S.W.A.L SAMUEL WILLIAM AUTO LEASE generated a net profit of 1 k€ in 2022.

Where is the headquarters of S.W.A.L SAMUEL WILLIAM AUTO LEASE ?

The headquarters of S.W.A.L SAMUEL WILLIAM AUTO LEASE is located in CLICHY (92110), in the department Hauts-de-Seine.

Where to find the tax return of S.W.A.L SAMUEL WILLIAM AUTO LEASE ?

The tax return of S.W.A.L SAMUEL WILLIAM AUTO LEASE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does S.W.A.L SAMUEL WILLIAM AUTO LEASE operate?

S.W.A.L SAMUEL WILLIAM AUTO LEASE operates in the sector Location de courte durée de voitures et de véhicules automobiles légers (NAF code 77.11A). See the 'Sector positioning' section above to compare the company with its competitors.