S.W. LA CARROSSERIE LA CALVAISE : revenue, balance sheet and financial ratios

S.W. LA CARROSSERIE LA CALVAISE is a French company founded 10 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in CALVI (20260), this company of category PME shows in 2022 a revenue of 715 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - S.W. LA CARROSSERIE LA CALVAISE (SIREN 815227293)
Indicator 2022 2022 2021 2020 2019
Revenue 715 481 € 338 246 € 705 788 € 769 650 € 848 825 €
Net income 28 244 € 32 251 € -36 402 € 33 748 € 111 958 €
EBITDA 56 001 € 23 330 € -11 127 € 75 463 € 145 513 €
Net margin 3.9% 9.5% -5.2% 4.4% 13.2%

Revenue and income statement

In 2022, S.W. LA CARROSSERIE LA CALVAISE achieves revenue of 715 k€. Revenue is declining over the period 2019-2022 (CAGR: -5.5%). Vs 2022, growth of +112% (338 k€ -> 715 k€). After deducting consumption (238 k€), gross margin stands at 478 k€, i.e. a rate of 67%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 56 k€, representing 7.8% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 28 k€, i.e. 3.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

715 481 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

477 714 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

56 001 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

34 177 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

28 244 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

7.8%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 220%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 16%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.4 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 5.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

220.215%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

16.498%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

5.555%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

3.384

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

21.9%

Solvency indicators evolution
S.W. LA CARROSSERIE LA CALVAISE

Sector positioning

Debt ratio
220.22 2022
2021
2022
2022
Q1: 5.78
Med: 34.79
Q3: 103.73
Average

In 2022, the debt ratio of S.W. LA CARROSSERIE LA CA... (220.22) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
16.5% 2022
2021
2022
2022
Q1: 19.45%
Med: 40.47%
Q3: 59.71%
Average

In 2022, the financial autonomy of S.W. LA CARROSSERIE LA CA... (16.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
3.38 years 2022
2021
2022
2022
Q1: 0.0 years
Med: 0.88 years
Q3: 3.06 years
Average +50 pts over 3 years

In 2022, the repayment capacity of S.W. LA CARROSSERIE LA CA... (3.38) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 73.41. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 8.2x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

73.414

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

8.186

Liquidity indicators evolution
S.W. LA CARROSSERIE LA CALVAISE

Sector positioning

Liquidity ratio
73.41 2022
2021
2022
2022
Q1: 136.82
Med: 204.17
Q3: 300.21
Watch

In 2022, the liquidity ratio of S.W. LA CARROSSERIE LA CA... (73.41) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
8.19x 2022
2021
2022
2022
Q1: 0.0x
Med: 0.81x
Q3: 3.72x
Excellent +50 pts over 3 years

In 2022, the interest coverage of S.W. LA CARROSSERIE LA CA... (8.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 49 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 122 days. Excellent situation: suppliers finance 73 days of the operating cycle (retail model). Inventory turnover is 6 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 55 days of revenue, i.e. 109 k€ to permanently finance. Over 2019-2022, WCR increased by +132%, requiring additional financing.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

108 975 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

49 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

122 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

6 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

55 j

WCR and payment terms evolution
S.W. LA CARROSSERIE LA CALVAISE

Positioning of S.W. LA CARROSSERIE LA CALVAISE in its sector

Comparison with sector Entretien et réparation de véhicules automobiles légers

Valuation estimate

Based on 130 transactions of similar company sales in 2022, the value of S.W. LA CARROSSERIE LA CALVAISE is estimated at 199 671 € (range 103 661€ - 382 952€). With an EBITDA of 56 001€, the sector multiple of 3.9x is applied. The price/revenue ratio is 0.31x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
130 transactions
103k€ 199k€ 382k€
199 671 € Range: 103 661€ - 382 952€
NAF 5 année 2022

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
56 001 € × 3.9x
Estimation 215 665 €
113 058€ - 415 844€
Revenue Multiple 30%
715 481 € × 0.31x
Estimation 220 366 €
122 575€ - 441 765€
Net Income Multiple 20%
28 244 € × 4.6x
Estimation 128 648 €
51 797€ - 212 503€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 130 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation de véhicules automobiles légers)

Compare S.W. LA CARROSSERIE LA CALVAISE with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers

Frequently asked questions about S.W. LA CARROSSERIE LA CALVAISE

What is the revenue of S.W. LA CARROSSERIE LA CALVAISE ?

The revenue of S.W. LA CARROSSERIE LA CALVAISE in 2022 is 715 k€.

Is S.W. LA CARROSSERIE LA CALVAISE profitable?

Yes, S.W. LA CARROSSERIE LA CALVAISE generated a net profit of 28 k€ in 2022.

Where is the headquarters of S.W. LA CARROSSERIE LA CALVAISE ?

The headquarters of S.W. LA CARROSSERIE LA CALVAISE is located in CALVI (20260).

Where to find the tax return of S.W. LA CARROSSERIE LA CALVAISE ?

The tax return of S.W. LA CARROSSERIE LA CALVAISE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does S.W. LA CARROSSERIE LA CALVAISE operate?

S.W. LA CARROSSERIE LA CALVAISE operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.