Employees: NN (None)Legal category: SCA (commandite par actions)Size: PMECreation date: 2010-10-22 (15 years)Status: ActiveBusiness sector: Activités des sièges sociauxLocation: BOULAZAC ISLE MANOIRE (24330), Dordogne
S.W. GRETTING CARD : revenue, balance sheet and financial ratios
S.W. GRETTING CARD is a French company
founded 15 years ago,
specialized in the sector Activités des sièges sociaux.
Based in BOULAZAC ISLE MANOIRE (24330),
this company of category PME
shows in 2024 a revenue of 349 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - S.W. GRETTING CARD (SIREN 528222912)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
349 099 €
208 946 €
2 333 €
28 828 €
52 590 €
54 027 €
62 995 €
16 210 €
42 603 €
Net income
235 404 €
2 089 557 €
82 770 €
409 658 €
187 592 €
-25 468 €
10 408 €
16 855 €
13 969 €
EBITDA
156 749 €
196 856 €
36 127 €
1 615 €
6 023 €
-15 200 €
1 750 €
-14 322 €
-25 042 €
Net margin
67.4%
1000.0%
3547.8%
1421.0%
356.7%
-47.1%
16.5%
104.0%
32.8%
Revenue and income statement
In 2024, S.W. GRETTING CARD achieves revenue of 349 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +30.1%. Vs 2023, growth of +67% (209 k€ -> 349 k€). After deducting consumption (0 €), gross margin stands at 349 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 157 k€, representing 44.9% of revenue. Warning negative scissor effect: despite revenue change (+67%), EBITDA varies by -20%, reducing margin by 49.3 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 235 k€, i.e. 67.4% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2024)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
349 099 €
Gross margin (2024)
?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
349 099 €
EBITDA (2024)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
156 749 €
EBIT (2024)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
156 741 €
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
235 404 €
EBITDA margin (2024)
?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
44.9%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 100%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 60.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.0%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
99.647%
Cash flow / Revenue (2024)
?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
60.346%
Repayment capacity (2024)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
0.0
Solvency indicators evolution S.W. GRETTING CARD
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
12.009
75.85
91.871
64.759
53.57
23.143
0.0
0.0
0.0
Financial autonomy
87.868
56.502
51.799
57.307
64.077
78.021
99.774
95.381
99.647
Repayment capacity
-24.576
84.529
40.449
-146.402
2.817
0.515
0.0
0.0
0.0
Cash flow / Revenue
-10.847%
53.282%
35.079%
-7.757%
405.526%
2408.291%
174.867%
57.322%
60.346%
Sector positioning
Debt ratio
0.02024
2022
2023
2024
Q1: 0.06
Med: 14.61
Q3: 89.57
Excellent
In 2024, the debt ratio of S.W. GRETTING CARD (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
Financial autonomy
99.65%2024
2022
2023
2024
Q1: 11.57%
Med: 51.97%
Q3: 85.24%
Excellent
In 2024, the financial autonomy of S.W. GRETTING CARD (99.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.0 years2024
2022
2023
2024
Q1: 0.0 years
Med: 0.2 years
Q3: 3.73 years
Excellent
In 2024, the repayment capacity of S.W. GRETTING CARD (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 12942.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
12942.119
Interest coverage (2024)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
0.0
Liquidity indicators evolution S.W. GRETTING CARD
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
1233.862
7408.427
8123.848
775.506
2414.558
1385.362
17171.367
1283.942
12942.119
Interest coverage
0.0
0.0
727.429
-68.309
139.349
367.74
12.456
8.188
0.0
Sector positioning
Liquidity ratio
12942.122024
2022
2023
2024
Q1: 116.63
Med: 458.65
Q3: 2184.57
Excellent
In 2024, the liquidity ratio of S.W. GRETTING CARD (12942.12) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Interest coverage
0.0x2024
2022
2023
2024
Q1: -45.56x
Med: 0.0x
Q3: 2.85x
Good-25 pts over 3 years
In 2024, the interest coverage of S.W. GRETTING CARD (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 9 days. Favorable situation: supplier credit is longer than customer credit by 9 days. Overall, WCR represents 963 days of revenue, i.e. 934 k€ to permanently finance. Over 2016-2024, WCR increased by +379%, requiring additional financing.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
934 039 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
9 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR in days of revenue (2024)
?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
963 j
WCR and payment terms evolution S.W. GRETTING CARD
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
195 172 €
803 140 €
924 517 €
641 872 €
769 345 €
901 474 €
518 246 €
847 431 €
934 039 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
200
356
213
72
50
6
0
0
0
Supplier payment term (days)
34
126
17
160
155
76
89
125
9
Positioning of S.W. GRETTING CARD in its sector
Comparison with sector Activités des sièges sociaux
Valuation estimate
Based on 103 transactions of similar company sales
in 2024,
the value of S.W. GRETTING CARD is estimated at
881 514 €
(range 240 433€ - 1 937 566€).
With an EBITDA of 156 749€, the sector multiple of 5.0x is applied.
The price/revenue ratio is 0.38x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
103 transactions
240k€881k€1937k€
881 514 €Range: 240 433€ - 1 937 566€
NAF 5 année 2024
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
156 749 €×5.0x
Estimation788 653 €
135 761€ - 1 304 676€
Revenue Multiple30%
349 099 €×0.38x
Estimation131 826 €
62 832€ - 266 243€
Net Income Multiple20%
235 404 €×9.5x
Estimation2 238 202 €
768 516€ - 6 026 777€
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des sièges sociaux)
Compare S.W. GRETTING CARD with other companies in the same sector:
Frequently asked questions about S.W. GRETTING CARD
What is the revenue of S.W. GRETTING CARD ?
The revenue of S.W. GRETTING CARD in 2024 is 349 k€.
Is S.W. GRETTING CARD profitable?
Yes, S.W. GRETTING CARD generated a net profit of 235 k€ in 2024.
Where is the headquarters of S.W. GRETTING CARD ?
The headquarters of S.W. GRETTING CARD is located in BOULAZAC ISLE MANOIRE (24330), in the department Dordogne.
Where to find the tax return of S.W. GRETTING CARD ?
The tax return of S.W. GRETTING CARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does S.W. GRETTING CARD operate?
S.W. GRETTING CARD operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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