SIREN : 538516683
SVL PATRIMOINE is a French company founded 14 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in BRON (69500), this company of category PME shows in 2023 a revenue of 43 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 43 200 € | 31 200 € | 31 200 € | 31 200 € | 53 200 € | 72 000 € | 90 000 € |
| Net income | 2 658 € | -15 039 € | -3 079 € | -33 734 € | 798 € | -23 762 € | -8 042 € |
| EBITDA | 6 808 € | -14 430 € | -2 422 € | -33 613 € | 1 795 € | -22 908 € | -11 167 € |
| Net margin | 6.2% | -48.2% | -9.9% | -108.1% | 1.5% | -33.0% | -8.9% |
In 2023, SVL PATRIMOINE achieves revenue of 43 k€. Revenue is declining over the period 2016-2023 (CAGR: -10.0%). Vs 2021, growth of +38% (31 k€ -> 43 k€). After deducting consumption (0 €), gross margin stands at 43 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 7 k€, representing 15.8% of revenue. Positive scissor effect: EBITDA margin improves by +62.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 3 k€, i.e. 6.2% of revenue. This profit can be retained or distributed to shareholders.
43 200 €
43 200 €
6 808 €
6 804 €
2 658 €
15.8%
The debt ratio (= Financial debt / Equity x 100) stands at 118%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 43%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 129.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 6.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
117.739%
43.075%
6.153%
129.568
In 2023, the debt ratio of SVL PATRIMOINE (117.74) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of SVL PATRIMOINE (43.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of SVL PATRIMOINE (129.57) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 761.59. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 118.6x. Operating income very largely covers interest expenses: high safety margin.
761.589
118.581
In 2023, the liquidity ratio of SVL PATRIMOINE (761.59) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of SVL PATRIMOINE (118.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 982 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 137 days. The gap of 845 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 2519 days of revenue, i.e. 302 k€ to permanently finance.
302 281 €
982 j
137 j
0 j
2519 j
Based on 66 transactions of similar company sales
in 2023,
the value of SVL PATRIMOINE is estimated at
25 361 €
(range 7 857€ - 42 126€).
With an EBITDA of 6 808€, the sector multiple of 4.0x is applied.
The price/revenue ratio is 0.63x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 66 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SVL PATRIMOINE with other companies in the same sector:
Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion
The revenue of SVL PATRIMOINE in 2023 is 43 k€.
Yes, SVL PATRIMOINE generated a net profit of 3 k€ in 2023.
The headquarters of SVL PATRIMOINE is located in BRON (69500), in the department Rhone.
The tax return of SVL PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SVL PATRIMOINE operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.