SIREN : 831921499
SUMMA is a French company founded 8 years ago, specialized in the sector Gestion de fonds. Based in BORDEAUX (33000), this company of category PME shows in 2024 a revenue of 38 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 37 500 € | 37 500 € | 37 500 € | N/C | N/C | N/C | N/C |
| Net income | 13 815 € | 30 248 € | 31 334 € | -2 337 € | -9 389 € | 30 585 € | -15 776 € |
| EBITDA | 6 444 € | 36 529 € | 32 453 € | -1 089 € | -7 973 € | -3 826 € | -14 278 € |
| Net margin | 36.8% | 80.7% | 83.6% | N/C | N/C | N/C | N/C |
In 2024, SUMMA achieves revenue of 38 k€. Activity remains stable over the period (CAGR: 0.0%). Slight decline of 0% vs 2023. After deducting consumption (0 €), gross margin stands at 38 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 6 k€, representing 17.2% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -82%, reducing margin by 80.2 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 14 k€, i.e. 36.8% of revenue. This profit can be retained or distributed to shareholders.
37 500 €
37 500 €
6 444 €
6 444 €
13 815 €
17.2%
The debt ratio (= Financial debt / Equity x 100) stands at 83%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 3%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 36.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
83.124%
3.004%
36.843%
4.538
In 2024, the debt ratio of SUMMA (83.12) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SUMMA (3.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SUMMA (4.54) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 6.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 11.4x. Operating income very largely covers interest expenses: high safety margin.
5.999
11.406
In 2024, the liquidity ratio of SUMMA (6.00) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of SUMMA (11.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 360 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 428 days. Excellent situation: suppliers finance 68 days of the operating cycle (retail model). WCR is negative (-21375 days): operations structurally generate cash.
-2 226 570 €
360 j
428 j
0 j
-21375 j
Based on 62 transactions of similar company sales
in 2024,
the value of SUMMA is estimated at
39 305 €
(range 12 378€ - 84 793€).
With an EBITDA of 6 444€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SUMMA with other companies in the same sector:
The revenue of SUMMA in 2024 is 38 k€.
Yes, SUMMA generated a net profit of 14 k€ in 2024.
The headquarters of SUMMA is located in BORDEAUX (33000), in the department Gironde.
The tax return of SUMMA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SUMMA operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.