Employees: 03 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2002-05-02 (23 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: PARIS (75009), Paris
SULI FINANCES : revenue, balance sheet and financial ratios
SULI FINANCES is a French company
founded 23 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in PARIS (75009),
this company of category PME
shows in 2023 a revenue of 1.5 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - SULI FINANCES (SIREN 441974383)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
1 487 431 €
1 483 962 €
N/C
1 093 406 €
1 126 725 €
1 168 346 €
1 068 026 €
1 120 405 €
Net income
216 239 €
192 525 €
228 212 €
40 943 €
32 426 €
64 706 €
79 429 €
49 724 €
124 182 €
EBITDA
N/C
245 120 €
308 753 €
N/C
46 909 €
72 387 €
97 859 €
81 295 €
193 070 €
Net margin
N/C
12.9%
15.4%
N/C
3.0%
5.7%
6.8%
4.7%
11.1%
Revenue and income statement
In 2024, SULI FINANCES generates positive net income of 216 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 124 k€ -> 216 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
216 239 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 13%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 77%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
12.9%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
77.318%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
8.533
4.039
0.462
3.915
64.37
11.758
29.289
20.071
12.9
Financial autonomy
78.42
76.262
79.066
77.437
53.034
55.913
60.015
69.495
77.318
Repayment capacity
0.154
0.226
0.031
0.37
7.621
0.911
0.678
0.631
None
Cash flow / Revenue
12.368%
6.258%
6.675%
4.6%
3.648%
None%
15.764%
12.491%
None%
Sector positioning
Debt ratio
12.92024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.41
Average
In 2024, the debt ratio of SULI FINANCES (12.90) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
77.32%2024
2022
2023
2024
Q1: 12.95%
Med: 47.58%
Q3: 76.23%
Excellent+13 pts over 3 years
In 2024, the financial autonomy of SULI FINANCES (77.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.63 years2023
2022
2023
Q1: 0.0 years
Med: 0.13 years
Q3: 2.02 years
Average
In 2023, the repayment capacity of SULI FINANCES (0.63) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 348.97. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
348.967
Liquidity indicators evolution SULI FINANCES
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
227.469
172.118
199.66
176.031
454.748
80.933
196.008
241.415
348.967
Interest coverage
0.849
2.625
0.425
0.082
0.247
None
0.462
0.494
None
Sector positioning
Liquidity ratio
348.972024
2022
2023
2024
Q1: 123.9
Med: 243.5
Q3: 572.15
Good+16 pts over 3 years
In 2024, the liquidity ratio of SULI FINANCES (348.97) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
0.49x2023
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 1.99x
Good
In 2023, the interest coverage of SULI FINANCES (0.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution SULI FINANCES
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
224 496 €
211 768 €
152 119 €
159 747 €
113 594 €
0 €
-5 431 €
128 127 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
37
48
40
40
42
0
19
37
0
Supplier payment term (days)
36
57
56
56
37
0
38
38
0
Positioning of SULI FINANCES in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of SULI FINANCES is estimated at
435 217 €
(range 205 866€ - 1 987 158€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
205k€435k€1987k€
435 217 €Range: 205 866€ - 1 987 158€
NAF 5 all-time
Valuation method used
Net Income Multiple
216 239 €
×
2.0x
=435 218 €
Range: 205 866€ - 1 987 159€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare SULI FINANCES with other companies in the same sector:
Yes, SULI FINANCES generated a net profit of 216 k€ in 2024.
Where is the headquarters of SULI FINANCES ?
The headquarters of SULI FINANCES is located in PARIS (75009), in the department Paris.
Where to find the tax return of SULI FINANCES ?
The tax return of SULI FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SULI FINANCES operate?
SULI FINANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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