SIREN : 522565860
STYVEL FINANCE is a French company founded 16 years ago, specialized in the sector Activités des sociétés holding. Based in VINCENNES (94300), this company of category PME shows in 2024 a revenue of 222 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 222 133 € | 341 468 € | 304 513 € | 332 962 € | 259 145 € | 265 755 € | 450 777 € | 355 969 € | 364 167 € |
| Net income | 57 048 € | 43 917 € | 37 130 € | 213 026 € | 13 130 € | 709 355 € | -130 239 € | 19 595 € | 57 882 € |
| EBITDA | 6 809 € | 29 304 € | 46 575 € | 50 658 € | 21 601 € | -6 836 € | 20 517 € | 35 451 € | 95 510 € |
| Net margin | 25.7% | 12.9% | 12.2% | 64.0% | 5.1% | 266.9% | -28.9% | 5.5% | 15.9% |
In 2024, STYVEL FINANCE achieves revenue of 222 k€. Revenue is declining over the period 2016-2024 (CAGR: -6.0%). Significant drop of -35% vs 2023. After deducting consumption (0 €), gross margin stands at 222 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 7 k€, representing 3.1% of revenue. Warning negative scissor effect: despite revenue change (-35%), EBITDA varies by -77%, reducing margin by 5.5 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 57 k€, i.e. 25.7% of revenue. This profit can be retained or distributed to shareholders.
222 133 €
222 133 €
6 809 €
-7 755 €
57 048 €
3.1%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 91%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 34.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.344%
90.871%
34.175%
0.112
91.6%
In 2024, the debt ratio of STYVEL FINANCE (0.34) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of STYVEL FINANCE (90.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of STYVEL FINANCE (0.11) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 545.35. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 68.2x. Operating income very largely covers interest expenses: high safety margin.
545.347
68.16
In 2024, the liquidity ratio of STYVEL FINANCE (545.35) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of STYVEL FINANCE (68.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 75 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 7 days. The gap of 68 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 199 days of revenue, i.e. 122 k€ to permanently finance.
122 500 €
75 j
7 j
0 j
199 j
Based on 54 transactions of similar company sales
in 2024,
the value of STYVEL FINANCE is estimated at
72 356 €
(range 37 820€ - 160 227€).
With an EBITDA of 6 809€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare STYVEL FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of STYVEL FINANCE in 2024 is 222 k€.
Yes, STYVEL FINANCE generated a net profit of 57 k€ in 2024.
The headquarters of STYVEL FINANCE is located in VINCENNES (94300), in the department Val-de-Marne.
The tax return of STYVEL FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
STYVEL FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.