SIREN : 798654000
STW INVEST is a French company founded 12 years ago, specialized in the sector Activités des sociétés holding. Based in SAINT-PAUL (97460), this company of category PME shows in 2024 a revenue of 481 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|
| Revenue | 480 610 € | 381 679 € | 326 316 € | 351 156 € | 376 624 € | 164 442 € |
| Net income | 67 540 € | 19 743 € | 12 201 € | -21 269 € | 535 € | 6 230 € |
| EBITDA | 18 692 € | 21 258 € | 19 229 € | -13 840 € | 6 815 € | 47 776 € |
| Net margin | 14.1% | 5.2% | 3.7% | -6.1% | 0.1% | 3.8% |
In 2024, STW INVEST achieves revenue of 481 k€. Over the period 2017-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +16.6%. Vs 2023, growth of +26% (382 k€ -> 481 k€). After deducting consumption (144 k€), gross margin stands at 336 k€, i.e. a rate of 70%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 19 k€, representing 3.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 68 k€, i.e. 14.1% of revenue. This profit can be retained or distributed to shareholders.
480 610 €
336 384 €
18 692 €
15 349 €
67 540 €
3.7%
The debt ratio (= Financial debt / Equity x 100) stands at 64%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 15%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 14.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
63.565%
14.8%
14.025%
1.775
12.7%
In 2024, the debt ratio of STW INVEST (63.56) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of STW INVEST (14.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of STW INVEST (1.77) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 118.90. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 5.0x. Operating income very largely covers interest expenses: high safety margin.
118.904
5.034
In 2024, the liquidity ratio of STW INVEST (118.90) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of STW INVEST (5.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 571 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 191 days. The gap of 380 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 272 days of revenue, i.e. 363 k€ to permanently finance. Over 2017-2024, WCR increased by +427%, requiring additional financing.
363 187 €
571 j
191 j
0 j
272 j
Based on 54 transactions of similar company sales
in 2024,
the value of STW INVEST is estimated at
149 807 €
(range 73 041€ - 279 688€).
With an EBITDA of 18 692€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare STW INVEST with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of STW INVEST in 2024 is 481 k€.
Yes, STW INVEST generated a net profit of 68 k€ in 2024.
The headquarters of STW INVEST is located in SAINT-PAUL (97460), in the department La Reunion.
The tax return of STW INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
STW INVEST operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.