STRATEGIE PATRIMOINE CAEN : revenue, balance sheet and financial ratios

STRATEGIE PATRIMOINE CAEN is a French company founded 18 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in CAEN (14000), this company of category PME shows in 2022 a revenue of 1.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - STRATEGIE PATRIMOINE CAEN (SIREN 501038087)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017
Revenue N/C N/C 1 047 428 € 972 920 € 746 271 € 777 604 € 983 532 € 1 628 825 €
Net income 47 550 € 15 933 € 68 230 € 157 806 € 4 758 € 24 140 € 71 439 € 214 379 €
EBITDA N/C N/C 191 988 € 272 161 € 41 172 € 58 687 € 165 810 € 423 496 €
Net margin N/C N/C 6.5% 16.2% 0.6% 3.1% 7.3% 13.2%

Revenue and income statement

In 2024, STRATEGIE PATRIMOINE CAEN generates positive net income of 48 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2024: 214 k€ -> 48 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

47 550 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 49%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 51%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

49.123%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

50.59%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

38.0%

Solvency indicators evolution
STRATEGIE PATRIMOINE CAEN

Sector positioning

Debt ratio
49.12 2024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.41
Average

In 2024, the debt ratio of STRATEGIE PATRIMOINE CAEN (49.12) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
50.59% 2024
2022
2023
2024
Q1: 12.95%
Med: 47.58%
Q3: 76.23%
Good +7 pts over 3 years

In 2024, the financial autonomy of STRATEGIE PATRIMOINE CAEN (50.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
1.92 years 2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.36 years
Average

In 2022, the repayment capacity of STRATEGIE PATRIMOINE CAEN (1.92) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 61.16. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

61.163

Liquidity indicators evolution
STRATEGIE PATRIMOINE CAEN

Sector positioning

Liquidity ratio
61.16 2024
2022
2023
2024
Q1: 123.9
Med: 243.5
Q3: 572.15
Watch +6 pts over 3 years

In 2024, the liquidity ratio of STRATEGIE PATRIMOINE CAEN (61.16) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
4.73x 2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.08x
Excellent

In 2022, the interest coverage of STRATEGIE PATRIMOINE CAEN (4.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
STRATEGIE PATRIMOINE CAEN

Positioning of STRATEGIE PATRIMOINE CAEN in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of STRATEGIE PATRIMOINE CAEN is estimated at 95 702 € (range 45 269€ - 436 967€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
45k€ 95k€ 436k€
95 702 € Range: 45 269€ - 436 967€
NAF 5 all-time

Valuation method used

Net Income Multiple
47 550 € × 2.0x = 95 702 €
Range: 45 269€ - 436 967€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare STRATEGIE PATRIMOINE CAEN with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about STRATEGIE PATRIMOINE CAEN

What is the revenue of STRATEGIE PATRIMOINE CAEN ?

The revenue of STRATEGIE PATRIMOINE CAEN in 2022 is 1.0 M€.

Is STRATEGIE PATRIMOINE CAEN profitable?

Yes, STRATEGIE PATRIMOINE CAEN generated a net profit of 48 k€ in 2024.

Where is the headquarters of STRATEGIE PATRIMOINE CAEN ?

The headquarters of STRATEGIE PATRIMOINE CAEN is located in CAEN (14000), in the department Calvados.

Where to find the tax return of STRATEGIE PATRIMOINE CAEN ?

The tax return of STRATEGIE PATRIMOINE CAEN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does STRATEGIE PATRIMOINE CAEN operate?

STRATEGIE PATRIMOINE CAEN operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.