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STRATEGIE FINANCE PATRIMOINE DEVELOPPEME : revenue, balance sheet and financial ratios

STRATEGIE FINANCE PATRIMOINE DEVELOPPEME is a French company founded 24 years ago, specialized in the sector Gestion de fonds. Based in NANTES (44000), this company of category PME shows in 2025 a revenue of 203 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - STRATEGIE FINANCE PATRIMOINE DEVELOPPEME (SIREN 439850462)
Indicator 2025
Revenue 202 933 €
Net income 100 916 €
EBITDA 601 €
Net margin 49.7%

Revenue and income statement

In 2025, STRATEGIE FINANCE PATRIMOINE DEVELOPPEME achieves revenue of 203 k€. After deducting consumption (0 €), gross margin stands at 203 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 601 €, representing 0.3% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 101 k€, i.e. 49.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

202 933 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

202 933 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

601 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 066 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

100 916 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

0.3%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 131%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 50.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

131.12%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

41.991%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

50.55%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.952

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

47.4%

Solvency indicators evolution
STRATEGIE FINANCE PATRIMOINE DEVELOPPEME

Sector positioning

Debt ratio
131.12 2025
2025
Q1: 0.0
Med: 11.05
Q3: 95.39
Average

In 2025, the debt ratio of STRATEGIE FINANCE PATRIMO... (131.12) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
41.99% 2025
2025
Q1: 9.39%
Med: 52.08%
Q3: 89.29%
Average

In 2025, the financial autonomy of STRATEGIE FINANCE PATRIMO... (42.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
2.95 years 2025
2025
Q1: 0.0 years
Med: 0.12 years
Q3: 3.48 years
Average

In 2025, the repayment capacity of STRATEGIE FINANCE PATRIMO... (2.95) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 793.13. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 624.3x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

793.13

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

624.293

Liquidity indicators evolution
STRATEGIE FINANCE PATRIMOINE DEVELOPPEME

Sector positioning

Liquidity ratio
793.13 2025
2025
Q1: 117.65
Med: 590.18
Q3: 4189.62
Good

In 2025, the liquidity ratio of STRATEGIE FINANCE PATRIMO... (793.13) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
624.29x 2025
2025
Q1: -77.28x
Med: 0.0x
Q3: 0.0x
Excellent

In 2025, the interest coverage of STRATEGIE FINANCE PATRIMO... (624.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 13 days. Favorable situation: supplier credit is longer than customer credit by 13 days. Overall, WCR represents 166 days of revenue, i.e. 93 k€ to permanently finance.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

93 420 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

13 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

166 j

WCR and payment terms evolution
STRATEGIE FINANCE PATRIMOINE DEVELOPPEME

Positioning of STRATEGIE FINANCE PATRIMOINE DEVELOPPEME in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 34 396€ to 261 957€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
34k€ 75k€ 261k€
75 494 € Range: 34 396€ - 261 957€
NAF 5 année 2025
How is this estimate calculated?

This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare STRATEGIE FINANCE PATRIMOINE DEVELOPPEME with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Frequently asked questions about STRATEGIE FINANCE PATRIMOINE DEVELOPPEME

What is the revenue of STRATEGIE FINANCE PATRIMOINE DEVELOPPEME ?

The revenue of STRATEGIE FINANCE PATRIMOINE DEVELOPPEME in 2025 is 203 k€.

Is STRATEGIE FINANCE PATRIMOINE DEVELOPPEME profitable?

Yes, STRATEGIE FINANCE PATRIMOINE DEVELOPPEME generated a net profit of 101 k€ in 2025.

Where is the headquarters of STRATEGIE FINANCE PATRIMOINE DEVELOPPEME ?

The headquarters of STRATEGIE FINANCE PATRIMOINE DEVELOPPEME is located in NANTES (44000), in the department Loire-Atlantique.

Where to find the tax return of STRATEGIE FINANCE PATRIMOINE DEVELOPPEME ?

The tax return of STRATEGIE FINANCE PATRIMOINE DEVELOPPEME is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does STRATEGIE FINANCE PATRIMOINE DEVELOPPEME operate?

STRATEGIE FINANCE PATRIMOINE DEVELOPPEME operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.