STRADA ASSURANCE ET REASSURANCE : revenue, balance sheet and financial ratios

STRADA ASSURANCE ET REASSURANCE is a French company founded 24 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in PARIS (75001), this company of category PME shows in 2021 a revenue of 5.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - STRADA ASSURANCE ET REASSURANCE (SIREN 440570265)
Indicator 2021 2020 2019 2018 2017 2016
Revenue 5 529 325 € 6 594 532 € 5 090 892 € 4 459 884 € 3 909 663 € 3 031 818 €
Net income 226 178 € 182 848 € 317 796 € 90 854 € 212 570 € 270 504 €
EBITDA 267 858 € 178 249 € 345 530 € 18 594 € 218 012 € 261 572 €
Net margin 4.1% 2.8% 6.2% 2.0% 5.4% 8.9%

Revenue and income statement

In 2021, STRADA ASSURANCE ET REASSURANCE achieves revenue of 5.5 M€. Over the period 2016-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +12.8%. Significant drop of -16% vs 2020. After deducting consumption (0 €), gross margin stands at 5.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 268 k€, representing 4.8% of revenue. Positive scissor effect: EBITDA margin improves by +2.1 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 226 k€, i.e. 4.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

5 529 325 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

5 529 325 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

267 858 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

258 630 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

226 178 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

4.8%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 319%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 17%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 4.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

318.933%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

17.17%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

4.257%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

6.306

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

24.2%

Solvency indicators evolution
STRADA ASSURANCE ET REASSURANCE

Sector positioning

Debt ratio
318.93 2021
2019
2020
2021
Q1: 0.0
Med: 5.67
Q3: 57.88
Average +50 pts over 3 years

In 2021, the debt ratio of STRADA ASSURANCE ET REASS... (318.93) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
17.17% 2021
2019
2020
2021
Q1: 6.69%
Med: 39.89%
Q3: 74.08%
Average -26 pts over 3 years

In 2021, the financial autonomy of STRADA ASSURANCE ET REASS... (17.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
6.31 years 2021
2019
2020
2021
Q1: 0.0 years
Med: 0.0 years
Q3: 1.06 years
Average +25 pts over 3 years

In 2021, the repayment capacity of STRADA ASSURANCE ET REASS... (6.31) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 351.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.6x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

351.205

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.571

Liquidity indicators evolution
STRADA ASSURANCE ET REASSURANCE

Sector positioning

Liquidity ratio
351.2 2021
2019
2020
2021
Q1: 138.87
Med: 286.25
Q3: 706.82
Good +17 pts over 3 years

In 2021, the liquidity ratio of STRADA ASSURANCE ET REASS... (351.20) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.57x 2021
2019
2020
2021
Q1: 0.0x
Med: 0.0x
Q3: 0.2x
Excellent +50 pts over 3 years

In 2021, the interest coverage of STRADA ASSURANCE ET REASS... (0.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 38 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 28 days. The company must finance 10 days of gap between collections and payments. Overall, WCR represents 29 days of revenue, i.e. 440 k€ to permanently finance.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

439 858 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

38 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

28 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

29 j

WCR and payment terms evolution
STRADA ASSURANCE ET REASSURANCE

Positioning of STRADA ASSURANCE ET REASSURANCE in its sector

Comparison with sector Conseil pour les affaires et autres conseils de gestion

Valuation estimate

Based on 61 transactions of similar company sales in 2021, the value of STRADA ASSURANCE ET REASSURANCE is estimated at 1 418 243 € (range 660 315€ - 2 617 327€). With an EBITDA of 267 858€, the sector multiple of 3.1x is applied. The price/revenue ratio is 0.54x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2021
61 tx
660k€ 1418k€ 2617k€
1 418 243 € Range: 660 315€ - 2 617 327€
NAF 5 année 2021

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
267 858 € × 3.1x
Estimation 819 750 €
460 546€ - 1 931 599€
Revenue Multiple 30%
5 529 325 € × 0.54x
Estimation 2 991 142 €
1 217 731€ - 4 678 454€
Net Income Multiple 20%
226 178 € × 2.5x
Estimation 555 132 €
323 615€ - 1 239 956€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 61 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Conseil pour les affaires et autres conseils de gestion)

Compare STRADA ASSURANCE ET REASSURANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion

Frequently asked questions about STRADA ASSURANCE ET REASSURANCE

What is the revenue of STRADA ASSURANCE ET REASSURANCE ?

The revenue of STRADA ASSURANCE ET REASSURANCE in 2021 is 5.5 M€.

Is STRADA ASSURANCE ET REASSURANCE profitable?

Yes, STRADA ASSURANCE ET REASSURANCE generated a net profit of 226 k€ in 2021.

Where is the headquarters of STRADA ASSURANCE ET REASSURANCE ?

The headquarters of STRADA ASSURANCE ET REASSURANCE is located in PARIS (75001), in the department Paris.

Where to find the tax return of STRADA ASSURANCE ET REASSURANCE ?

The tax return of STRADA ASSURANCE ET REASSURANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does STRADA ASSURANCE ET REASSURANCE operate?

STRADA ASSURANCE ET REASSURANCE operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.