STR (SOCIETE TARNAISE DE REALISATIONS) : revenue, balance sheet and financial ratios

STR (SOCIETE TARNAISE DE REALISATIONS) is a French company founded 18 years ago, specialized in the sector Construction de maisons individuelles. Based in LE SEQUESTRE (81990), this company of category PME shows in 2024 a revenue of 8.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - STR (SOCIETE TARNAISE DE REALISATIONS) (SIREN 500340484)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Revenue 8 833 221 € 8 125 145 € 6 854 960 € 4 416 988 € 4 149 228 € 3 555 798 € 2 654 283 € N/C N/C N/C
Net income 203 818 € 466 276 € 297 086 € 266 881 € 199 250 € 198 086 € 158 763 € 52 960 € 33 184 € 19 019 €
EBITDA 297 164 € 572 507 € 525 489 € 381 915 € 362 105 € 302 920 € 252 169 € N/C N/C N/C
Net margin 2.3% 5.7% 4.3% 6.0% 4.8% 5.6% 6.0% N/C N/C N/C

Revenue and income statement

In 2024, STR (SOCIETE TARNAISE DE REALISATIONS) achieves revenue of 8.8 M€. Over the period 2018-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +22.2%. Vs 2023: +9%. After deducting consumption (2.9 M€), gross margin stands at 5.9 M€, i.e. a rate of 67%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 297 k€, representing 3.4% of revenue. Warning negative scissor effect: despite revenue change (+9%), EBITDA varies by -48%, reducing margin by 3.7 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 204 k€, i.e. 2.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

8 833 221 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

5 943 368 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

297 164 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

256 390 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

203 818 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

3.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 47%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 40%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

46.864%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

39.924%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

2.769%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.75

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

33.6%

Solvency indicators evolution
STR (SOCIETE TARNAISE DE REALISATIONS)

Sector positioning

Debt ratio
46.86 2024
2022
2023
2024
Q1: 0.01
Med: 9.46
Q3: 42.45
Average +17 pts over 3 years

In 2024, the debt ratio of STR (SOCIETE TARNAISE DE ... (46.86) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
39.92% 2024
2022
2023
2024
Q1: 5.76%
Med: 26.65%
Q3: 49.13%
Good

In 2024, the financial autonomy of STR (SOCIETE TARNAISE DE ... (39.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.75 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 0.71 years
Watch +6 pts over 3 years

In 2024, the repayment capacity of STR (SOCIETE TARNAISE DE ... (2.75) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 230.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.5x. Financial charges are adequately covered by operations.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

230.119

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

4.451

Liquidity indicators evolution
STR (SOCIETE TARNAISE DE REALISATIONS)

Sector positioning

Liquidity ratio
230.12 2024
2022
2023
2024
Q1: 127.55
Med: 184.6
Q3: 290.72
Good

In 2024, the liquidity ratio of STR (SOCIETE TARNAISE DE ... (230.12) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
4.45x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 1.44x
Excellent +11 pts over 3 years

In 2024, the interest coverage of STR (SOCIETE TARNAISE DE ... (4.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 22 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 39 days. Favorable situation: supplier credit is longer than customer credit by 17 days. Inventory turnover is 39 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 55 days of revenue, i.e. 1.4 M€ to permanently finance.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 355 988 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

22 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

39 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

39 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

55 j

WCR and payment terms evolution
STR (SOCIETE TARNAISE DE REALISATIONS)

Positioning of STR (SOCIETE TARNAISE DE REALISATIONS) in its sector

Comparison with sector Construction de maisons individuelles

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of STR (SOCIETE TARNAISE DE REALISATIONS) is estimated at 934 841 € (range 441 505€ - 2 219 256€). With an EBITDA of 297 164€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
113 transactions
441k€ 934k€ 2219k€
934 841 € Range: 441 505€ - 2 219 256€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
297 164 € × 3.6x
Estimation 1 084 124 €
408 550€ - 1 499 348€
Revenue Multiple 30%
8 833 221 € × 0.11x
Estimation 971 975 €
676 424€ - 3 810 938€
Net Income Multiple 20%
203 818 € × 2.5x
Estimation 505 934 €
171 515€ - 1 631 504€
How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Construction de maisons individuelles)

Compare STR (SOCIETE TARNAISE DE REALISATIONS) with other companies in the same sector:

Voir toutes les statistiques du secteur Construction de maisons individuelles

Frequently asked questions about STR (SOCIETE TARNAISE DE REALISATIONS)

What is the revenue of STR (SOCIETE TARNAISE DE REALISATIONS) ?

The revenue of STR (SOCIETE TARNAISE DE REALISATIONS) in 2024 is 8.8 M€.

Is STR (SOCIETE TARNAISE DE REALISATIONS) profitable?

Yes, STR (SOCIETE TARNAISE DE REALISATIONS) generated a net profit of 204 k€ in 2024.

Where is the headquarters of STR (SOCIETE TARNAISE DE REALISATIONS) ?

The headquarters of STR (SOCIETE TARNAISE DE REALISATIONS) is located in LE SEQUESTRE (81990), in the department Tarn.

Where to find the tax return of STR (SOCIETE TARNAISE DE REALISATIONS) ?

The tax return of STR (SOCIETE TARNAISE DE REALISATIONS) is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does STR (SOCIETE TARNAISE DE REALISATIONS) operate?

STR (SOCIETE TARNAISE DE REALISATIONS) operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.