STOP RISK CONCEPT : revenue, balance sheet and financial ratios

STOP RISK CONCEPT is a French company founded 6 years ago, specialized in the sector Enseignement secondaire technique ou professionnel. Based in BAIE MAHAULT (97122), this company of category PME shows in 2024 a revenue of 10 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - STOP RISK CONCEPT (SIREN 878326214)
Indicator 2024 2023 2020
Revenue 10 441 € 14 473 € 17 985 €
Net income -89 € -2 249 € 16 444 €
EBITDA 2 769 € -1 424 € 16 690 €
Net margin -0.9% -15.5% 91.4%

Revenue and income statement

En 2024, STOP RISK CONCEPT alcanza unos ingresos de 10 k€. Los ingresos disminuyen en el período 2020-2024 (TCAC: -12.7%). Caída significativa de -28% vs 2023. Tras deducir el consumo (0 €), el margen bruto se sitúa en 10 k€, es decir, una tasa del 100%. El EBITDA alcanza 3 k€, representando el 26.5% de los ingresos. Efecto tijera positivo: el margen EBITDA mejora en +36.4 puntos. Este alto margen EBITDA proporciona una fuerte capacidad de autofinanciación. El resultado neto es negativo en -89 € (-0.9% de los ingresos).

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

10 441 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

10 441 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

2 769 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-35 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-89 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

26.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

El ratio de endeudamiento (= Deuda financiera / Fondos propios x 100) se sitúa en 0%. Este nivel muy bajo refleja una estructura financiera sólida. La autonomía financiera (= Fondos propios / Total activo x 100) alcanza el 0%. Baja autonomía: la empresa depende fuertemente de financiación externa. El flujo de caja representa el 11.8% de los ingresos. Este alto nivel proporciona una fuerte capacidad de autofinanciación.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.0%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

11.752%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

29.5%

Solvency indicators evolution
STOP RISK CONCEPT

Sector positioning

Ratio de endeudamiento
0.0 2024
2020
2023
2024
Q1: 0.0
Med: 6.98
Q3: 39.51
Excelente -29 pts over 3 years

En 2024, el ratio de endeudamiento de STOP RISK CONCEPT (0.00) se sitúa en el 25% más bajo del sector, lo cual es positivo. Este ratio mide el peso de la deuda en relación con el patrimonio. Un ratio bajo indica una estructura financiera sólida con poca dependencia de los acreedores.

Autonomía financiera
0.0% 2024
2020
2023
2024
Q1: 1.79%
Med: 27.85%
Q3: 59.43%
Vigilar -10 pts over 3 years

En 2024, el autonomía financiera de STOP RISK CONCEPT (0.0%) se sitúa en el 25% más bajo del sector. Este ratio representa la parte del patrimonio en la financiación total. Baja autonomía puede limitar la capacidad de inversión y aumentar la vulnerabilidad.

Capacidad de reembolso
0.0 ans 2024
2020
2023
2024
Q1: -0.03 ans
Med: 0.0 ans
Q3: 0.7 ans
Bueno +25 pts over 3 years

En 2024, el capacidad de reembolso de STOP RISK CONCEPT (0.0 an) se sitúa por debajo de la mediana del sector. Este ratio indica el número de años necesarios para pagar la deuda con flujo de caja. Esta posición controlada refleja una gestión prudente.

Liquidity ratios

El ratio de liquidez se sitúa en 200.12. La empresa tiene 2€ de activos líquidos por cada 1€ de deuda a corto plazo. El ratio de cobertura de intereses (= EBIT / Gastos financieros) es de 1.9x. La cobertura es limitada.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

200.12

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.95

Liquidity indicators evolution
STOP RISK CONCEPT

Sector positioning

Ratio de liquidez
200.12 2024
2020
2023
2024
Q1: 107.14
Med: 215.06
Q3: 399.56
Average -13 pts over 3 years

En 2024, el ratio de liquidez de STOP RISK CONCEPT (200.12) se sitúa por debajo de la mediana del sector. Este ratio mide la capacidad de cubrir deuda a corto plazo con activos corrientes. Una mejora fortalecería la posición competitiva.

Cobertura de intereses
1.95x 2024
2020
2023
2024
Q1: -0.18x
Med: 0.0x
Q3: 1.4x
Excelente +18 pts over 3 years

En 2024, el cobertura de intereses de STOP RISK CONCEPT (1.9x) se sitúa en el top 25% del sector. Este ratio indica cuántas veces el resultado operativo cubre los gastos de intereses. Alta cobertura significa que los gastos financieros pesan poco en la rentabilidad.

Working capital requirement (WCR) and payment terms

El fondo de maniobra operativo (FM) mide el desfase temporal de tesorería. Plazo medio de cobro a clientes: 2 días. Plazo proveedores: 892 días. Excelente situación: los proveedores financian 890 días del ciclo operativo. El FM es negativo (-1507 días): las operaciones generan estructuralmente tesorería. Notable mejora del FM durante el período (-960%), liberando tesorería.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-43 694 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

2 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

892 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-1507 j

WCR and payment terms evolution
STOP RISK CONCEPT

Positioning of STOP RISK CONCEPT in its sector

Comparison with sector Enseignement secondaire technique ou professionnel

Valuation estimate

Based on 412 transactions of similar company sales (all years), the value of STOP RISK CONCEPT is estimated at 6 263 € (range 2 542€ - 15 827€). With an EBITDA of 2 769€, the sector multiple of 3.0x is applied. The price/revenue ratio is 0.29x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
412 transactions
2k€ 6k€ 15k€
6 263 € Range: 2 542€ - 15 827€
Section all-time Aggregated at NAF section level

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
2 769 € × 3.0x
Estimation 8 194 €
3 120€ - 22 354€
Revenue Multiple 30%
10 441 € × 0.29x
Estimation 3 046 €
1 580€ - 4 950€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 412 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Enseignement secondaire technique ou professionnel)

Compare STOP RISK CONCEPT with other companies in the same sector:

Voir toutes les statistiques du secteur Enseignement secondaire technique ou professionnel

Frequently asked questions about STOP RISK CONCEPT

What is the revenue of STOP RISK CONCEPT ?

The revenue of STOP RISK CONCEPT in 2024 is 10 k€.

Is STOP RISK CONCEPT profitable?

STOP RISK CONCEPT recorded a net loss in 2024.

Where is the headquarters of STOP RISK CONCEPT ?

The headquarters of STOP RISK CONCEPT is located in BAIE MAHAULT (97122), in the department Guadeloupe.

Where to find the tax return of STOP RISK CONCEPT ?

The tax return of STOP RISK CONCEPT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does STOP RISK CONCEPT operate?

STOP RISK CONCEPT operates in the sector Enseignement secondaire technique ou professionnel (NAF code 85.32Z). See the 'Sector positioning' section above to compare the company with its competitors.