STM INGENIERIE & ENVIRONNEMENT : revenue, balance sheet and financial ratios

STM INGENIERIE & ENVIRONNEMENT is a French company founded 31 years ago, specialized in the sector Ingénierie, études techniques. Based in TESSANCOURT-SUR-AUBETTE (78250), this company of category PME shows in 2020 a revenue of 1.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - STM INGENIERIE & ENVIRONNEMENT (SIREN 398093948)
Indicator 2020 2019 2018 2017 2016
Revenue 1 019 705 € 1 119 348 € 934 586 € 876 475 € 1 126 055 €
Net income 58 676 € 273 882 € 44 635 € 27 758 € 19 840 €
EBITDA 135 611 € 283 257 € 85 085 € 69 368 € 67 504 €
Net margin 5.8% 24.5% 4.8% 3.2% 1.8%

Revenue and income statement

In 2020, STM INGENIERIE & ENVIRONNEMENT achieves revenue of 1.0 M€. Activity remains stable over the period (CAGR: -2.4%). Slight decline of -9% vs 2019. After deducting consumption (0 €), gross margin stands at 1.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 136 k€, representing 13.3% of revenue. Warning negative scissor effect: despite revenue change (-9%), EBITDA varies by -52%, reducing margin by 12.0 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 59 k€, i.e. 5.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 019 705 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 019 705 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

135 611 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

130 218 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

58 676 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

13.3%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 41%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 36%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 6.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

40.762%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

36.4%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

6.281%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

5.079

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

13.3%

Solvency indicators evolution
STM INGENIERIE & ENVIRONNEMENT

Sector positioning

Debt ratio
40.76 2020
2018
2019
2020
Q1: 0.0
Med: 11.19
Q3: 69.72
Average +10 pts over 3 years

In 2020, the debt ratio of STM INGENIERIE & ENVIRONN... (40.76) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
36.4% 2020
2018
2019
2020
Q1: 10.17%
Med: 35.02%
Q3: 59.62%
Good

In 2020, the financial autonomy of STM INGENIERIE & ENVIRONN... (36.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
5.08 years 2020
2018
2019
2020
Q1: 0.0 years
Med: 0.0 years
Q3: 1.16 years
Average

In 2020, the repayment capacity of STM INGENIERIE & ENVIRONN... (5.08) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 199.07. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.2x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

199.073

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.185

Liquidity indicators evolution
STM INGENIERIE & ENVIRONNEMENT

Sector positioning

Liquidity ratio
199.07 2020
2018
2019
2020
Q1: 149.47
Med: 235.31
Q3: 397.06
Average +7 pts over 3 years

In 2020, the liquidity ratio of STM INGENIERIE & ENVIRONN... (199.07) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.18x 2020
2018
2019
2020
Q1: 0.0x
Med: 0.0x
Q3: 0.86x
Good -20 pts over 3 years

In 2020, the interest coverage of STM INGENIERIE & ENVIRONN... (0.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 211 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 366 days. Excellent situation: suppliers finance 155 days of the operating cycle (retail model). Overall, WCR represents 487 days of revenue, i.e. 1.4 M€ to permanently finance. Over 2016-2020, WCR increased by +111%, requiring additional financing.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 379 488 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

211 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

366 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

487 j

WCR and payment terms evolution
STM INGENIERIE & ENVIRONNEMENT

Positioning of STM INGENIERIE & ENVIRONNEMENT in its sector

Comparison with sector Ingénierie, études techniques

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (36 transactions). This range of 169 992€ to 665 560€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2020
Indicative
169k€ 410k€ 665k€
410 642 € Range: 169 992€ - 665 560€
NAF 5 année 2020

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 36 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Ingénierie, études techniques)

Compare STM INGENIERIE & ENVIRONNEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Ingénierie, études techniques

Frequently asked questions about STM INGENIERIE & ENVIRONNEMENT

What is the revenue of STM INGENIERIE & ENVIRONNEMENT ?

The revenue of STM INGENIERIE & ENVIRONNEMENT in 2020 is 1.0 M€.

Is STM INGENIERIE & ENVIRONNEMENT profitable?

Yes, STM INGENIERIE & ENVIRONNEMENT generated a net profit of 59 k€ in 2020.

Where is the headquarters of STM INGENIERIE & ENVIRONNEMENT ?

The headquarters of STM INGENIERIE & ENVIRONNEMENT is located in TESSANCOURT-SUR-AUBETTE (78250), in the department Yvelines.

Where to find the tax return of STM INGENIERIE & ENVIRONNEMENT ?

The tax return of STM INGENIERIE & ENVIRONNEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does STM INGENIERIE & ENVIRONNEMENT operate?

STM INGENIERIE & ENVIRONNEMENT operates in the sector Ingénierie, études techniques (NAF code 71.12B). See the 'Sector positioning' section above to compare the company with its competitors.