SIREN : 390200228
STIPAC is a French company founded 33 years ago, specialized in the sector Autre imprimerie (labeur). Based in LA CHAPELLE-SAINT-LUC (10600), this company of category PME shows in 2021 a revenue of 293 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|
| Revenue | 292 661 € | 553 215 € | N/C | N/C | N/C |
| Net income | -32 816 € | -17 583 € | 444 € | 40 390 € | 14 656 € |
| EBITDA | -37 824 € | -23 496 € | N/C | N/C | N/C |
| Net margin | -11.2% | -3.2% | N/C | N/C | N/C |
In 2021, STIPAC achieves revenue of 293 k€. Revenue is declining over the period 2020-2021 (CAGR: -47.1%). Significant drop of -47% vs 2020. After deducting consumption (87 k€), gross margin stands at 205 k€, i.e. a rate of 70%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -38 k€, representing -12.9% of revenue. Warning negative scissor effect: despite revenue change (-47%), EBITDA varies by -61%, reducing margin by 8.7 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -33 k€ (-11.2% of revenue), which will impact equity.
292 661 €
205 280 €
-37 824 €
-31 763 €
-32 816 €
-12.9%
The debt ratio (= Financial debt / Equity x 100) stands at 46%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 63%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
45.529%
62.56%
-13.399%
-5.113
0.4%
In 2021, the debt ratio of STIPAC (45.53) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of STIPAC (62.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2021, the repayment capacity of STIPAC (-5.11) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 1032.62. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1032.615
-5.697
In 2021, the liquidity ratio of STIPAC (1032.62) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2021, the interest coverage of STIPAC (-5.7x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 92 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 53 days. The gap of 39 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 258 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 328 days of revenue, i.e. 267 k€ to permanently finance.
267 009 €
92 j
53 j
258 j
328 j
Based on 72 transactions of similar company sales
(all years),
the value of STIPAC is estimated at
72 892 €
(range 41 729€ - 140 305€).
The price/revenue ratio is 0.25x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 72 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare STIPAC with other companies in the same sector:
Voir toutes les statistiques du secteur Autre imprimerie (labeur)
The revenue of STIPAC in 2021 is 293 k€.
STIPAC recorded a net loss in 2021.
The headquarters of STIPAC is located in LA CHAPELLE-SAINT-LUC (10600), in the department Aube.
The tax return of STIPAC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
STIPAC operates in the sector Autre imprimerie (labeur) (NAF code 18.12Z). See the 'Sector positioning' section above to compare the company with its competitors.