S.T.I.M : revenue, balance sheet and financial ratios

S.T.I.M is a French company founded 39 years ago, specialized in the sector Travaux d'étanchéification. Based in ALES (30100), this company of category PME shows in 2020 a revenue of 3.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - S.T.I.M (SIREN 339984437)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C N/C 3 703 971 € 4 190 907 € 3 602 340 € N/C 3 561 618 €
Net income -228 032 € 125 069 € 130 578 € 291 481 € 404 179 € 54 654 € 254 768 € 100 761 € 115 200 € 212 607 €
EBITDA N/C N/C N/C N/C N/C 104 623 € 394 136 € 131 763 € N/C 295 103 €
Net margin N/C N/C N/C N/C N/C 1.5% 6.1% 2.8% N/C 6.0%

Revenue and income statement

In 2025, S.T.I.M records a net loss of 228 k€. This deficit will reduce equity on the balance sheet.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-228 032 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 82%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

82.434%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

30.488%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

62.7%

Solvency indicators evolution
S.T.I.M

Sector positioning

Debt ratio
82.43 2025
2023
2024
2025
Q1: 0.77
Med: 13.3
Q3: 41.38
Watch +14 pts over 3 years

In 2025, the debt ratio of S.T.I.M (82.43) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
30.49% 2025
2023
2024
2025
Q1: 16.74%
Med: 34.77%
Q3: 53.91%
Average -30 pts over 3 years

In 2025, the financial autonomy of S.T.I.M (30.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 155.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

154.996

Liquidity indicators evolution
S.T.I.M

Sector positioning

Liquidity ratio
155.0 2025
2023
2024
2025
Q1: 138.69
Med: 188.61
Q3: 249.46
Average -21 pts over 3 years

In 2025, the liquidity ratio of S.T.I.M (155.00) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
S.T.I.M

Positioning of S.T.I.M in its sector

Comparison with sector Travaux d'étanchéification

Similar companies (Travaux d'étanchéification)

Compare S.T.I.M with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux d'étanchéification

Frequently asked questions about S.T.I.M

What is the revenue of S.T.I.M ?

The revenue of S.T.I.M in 2020 is 3.7 M€.

Is S.T.I.M profitable?

S.T.I.M recorded a net loss in 2025.

Where is the headquarters of S.T.I.M ?

The headquarters of S.T.I.M is located in ALES (30100), in the department Gard.

Where to find the tax return of S.T.I.M ?

The tax return of S.T.I.M is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does S.T.I.M operate?

S.T.I.M operates in the sector Travaux d'étanchéification (NAF code 43.99A). See the 'Sector positioning' section above to compare the company with its competitors.