STGI - SOCIETE DE TRAVAUX DE GESTION ET D'INGENIERIE : revenue, balance sheet and financial ratios

In 2025, STGI - SOCIETE DE TRAVAUX DE GESTION ET D'INGENIERIE achieves revenue of 762 k€. Over the period 2021-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +51.9%. Vs 2024: +0%. After deducting consumption (0 €), gross margin stands at 762 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 22 k€, representing 2.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 35 k€, i.e. 4.6% of revenue. This profit can be retained or distributed to shareholders.

The debt ratio (= Financial debt / Equity x 100) stands at 21%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 82%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 47.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 9.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

The liquidity ratio (= Current assets / Current liabilities) stands at 1674.11. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 454.1x. Operating income very largely covers interest expenses: high safety margin.

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 77 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 182 days. Excellent situation: suppliers finance 105 days of the operating cycle (retail model). Overall, WCR represents 1024 days of revenue, i.e. 2.2 M€ to permanently finance. Over 2021-2025, WCR increased by +5851%, requiring additional financing.

Based on 54 transactions of similar company sales in 2025, the value of STGI - SOCIETE DE TRAVAUX DE GESTION ET D'INGENIERIE is estimated at 175 395 € (range 72 376€ - 230 825€). With an EBITDA of 22 207€, the sector multiple of 1.1x is applied. The price/revenue ratio is 0.63x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.