SIREN : 414871210
STGER is a French company founded 28 years ago, specialized in the sector Autres commerces de détail en magasin non spécialisé. Based in SAINT-GERVAIS-LA-FORET (41350), this company of category PME shows in 2024 a revenue of 1.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 683 403 € | 1 650 431 € | 1 191 420 € | 336 453 € | N/C | 293 994 € | 405 221 € | 420 382 € | 500 695 € |
| Net income | 17 696 € | -3 361 € | -68 632 € | -47 453 € | 171 742 € | -69 061 € | -31 470 € | -32 898 € | -33 664 € |
| EBITDA | 69 762 € | 43 420 € | -42 601 € | -36 084 € | -8 988 € | -39 637 € | -12 225 € | -15 110 € | -12 792 € |
| Net margin | 1.1% | -0.2% | -5.8% | -14.1% | N/C | -23.5% | -7.8% | -7.8% | -6.7% |
In 2024, STGER achieves revenue of 1.7 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +16.4%. Vs 2023: +2%. After deducting consumption (1.0 M€), gross margin stands at 677 k€, i.e. a rate of 40%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 70 k€, representing 4.1% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 18 k€, i.e. 1.1% of revenue. This profit can be retained or distributed to shareholders.
1 683 403 €
677 056 €
69 762 €
23 214 €
17 696 €
4.1%
The debt ratio (= Financial debt / Equity x 100) stands at -285%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -35%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 16.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
-285.227%
-34.621%
1.071%
15.997
83.3%
In 2024, the debt ratio of STGER (-285.23) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of STGER (-34.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of STGER (16.00) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 161.57. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 7.9x. Operating income very largely covers interest expenses: high safety margin.
161.567
7.91
In 2024, the liquidity ratio of STGER (161.57) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of STGER (7.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 16 days. Favorable situation: supplier credit is longer than customer credit by 15 days. Overall, WCR represents 15 days of revenue, i.e. 72 k€ to permanently finance. Over 2016-2024, WCR increased by +72%, requiring additional financing.
71 561 €
1 j
16 j
0 j
15 j
Indicative estimate only : the number of comparable transactions in this sector is limited (31 transactions). This range of 100 520€ to 826 516€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 31 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare STGER with other companies in the same sector:
Voir toutes les statistiques du secteur Autres commerces de détail en magasin non spécialisé
The revenue of STGER in 2024 is 1.7 M€.
Yes, STGER generated a net profit of 18 k€ in 2024.
The headquarters of STGER is located in SAINT-GERVAIS-LA-FORET (41350), in the department Loir-et-Cher.
The tax return of STGER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
STGER operates in the sector Autres commerces de détail en magasin non spécialisé (NAF code 47.19B). See the 'Sector positioning' section above to compare the company with its competitors.