SIREN : 817944085
STF INVEST is a French company founded 10 years ago, specialized in the sector Activités des sièges sociaux. Based in CLEPPE (42110), this company of category PME shows in 2024 a revenue of 182 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 182 400 € | 157 200 € | 151 800 € | 150 496 € | 150 185 € | 120 232 € | 105 000 € | 54 000 € | 31 500 € |
| Net income | 730 € | 221 592 € | 3 713 € | 283 962 € | 147 852 € | 34 366 € | 11 154 € | 6 004 € | 12 074 € |
| EBITDA | 20 966 € | 1 238 € | 16 940 € | 9 399 € | 15 001 € | 13 064 € | 1 647 € | 8 606 € | -5 269 € |
| Net margin | 0.4% | 141.0% | 2.4% | 188.7% | 98.4% | 28.6% | 10.6% | 11.1% | 38.3% |
In 2024, STF INVEST achieves revenue of 182 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +24.5%. Vs 2023, growth of +16% (157 k€ -> 182 k€). After deducting consumption (0 €), gross margin stands at 182 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 21 k€, representing 11.5% of revenue. Positive scissor effect: EBITDA margin improves by +10.7 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 730 €, i.e. 0.4% of revenue. This profit can be retained or distributed to shareholders.
182 400 €
182 400 €
20 966 €
20 889 €
730 €
11.5%
The debt ratio (= Financial debt / Equity x 100) stands at 86%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 786.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
85.699%
53.1%
0.449%
786.354
42.6%
In 2024, the debt ratio of STF INVEST (85.70) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of STF INVEST (53.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of STF INVEST (786.35) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 760.78. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 97.5x. Operating income very largely covers interest expenses: high safety margin.
760.78
97.496
In 2024, the liquidity ratio of STF INVEST (760.78) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of STF INVEST (97.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 47 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 28 days. The company must finance 19 days of gap between collections and payments. Overall, WCR represents 256 days of revenue, i.e. 130 k€ to permanently finance. Over 2016-2024, WCR increased by +53170%, requiring additional financing.
129 557 €
47 j
28 j
0 j
256 j
Based on 103 transactions of similar company sales in 2024, the value of STF INVEST is estimated at 74 794 € (range 19 404€ - 132 724€). With an EBITDA of 20 966€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare STF INVEST with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of STF INVEST in 2024 is 182 k€.
Yes, STF INVEST generated a net profit of 730€ in 2024.
The headquarters of STF INVEST is located in CLEPPE (42110), in the department Loire.
The tax return of STF INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
STF INVEST operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.