SIREN : 420187353
STEPHILDOM is a French company founded 27 years ago, specialized in the sector Hypermarchés. Based in LA CHARTRE-SUR-LE-LOIR (72340), this company of category PME shows in 2025 a revenue of 23.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 23 124 212 € | 22 791 691 € | 21 705 314 € | 20 537 460 € | 18 439 116 € | 17 541 034 € | 16 826 100 € | 16 876 182 € | 16 293 139 € | 14 846 231 € |
| Net income | 247 976 € | 247 054 € | 450 260 € | 352 658 € | 387 836 € | 293 637 € | -33 326 € | 160 113 € | 169 034 € | 159 339 € |
| EBITDA | 553 884 € | 401 151 € | 641 786 € | 503 763 € | 558 634 € | 239 298 € | -146 482 € | 311 540 € | 186 384 € | 127 422 € |
| Net margin | 1.1% | 1.1% | 2.1% | 1.7% | 2.1% | 1.7% | -0.2% | 0.9% | 1.0% | 1.1% |
In 2025, STEPHILDOM achieves revenue of 23.1 M€. Over the period 2016-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +5.0%. Vs 2024: +1%. After deducting consumption (18.4 M€), gross margin stands at 4.7 M€, i.e. a rate of 20%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 554 k€, representing 2.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 248 k€, i.e. 1.1% of revenue. This profit can be retained or distributed to shareholders.
23 124 212 €
4 674 514 €
553 884 €
333 871 €
247 976 €
2.4%
The debt ratio (= Financial debt / Equity x 100) stands at 85%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.2 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 1.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
85.485%
34.795%
1.897%
4.213
39.4%
In 2025, the debt ratio of STEPHILDOM (85.48) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of STEPHILDOM (34.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of STEPHILDOM (4.21) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 91.22. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 11.4x. Operating income very largely covers interest expenses: high safety margin.
91.217
11.416
In 2025, the liquidity ratio of STEPHILDOM (91.22) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of STEPHILDOM (11.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 33 days. Excellent situation: suppliers finance 32 days of the operating cycle (retail model). Inventory turnover is 18 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 20 days of revenue, i.e. 1.3 M€ to permanently finance. Over 2016-2025, WCR increased by +135%, requiring additional financing.
1 274 838 €
1 j
33 j
18 j
20 j
Based on 270 transactions of similar company sales in 2025, the value of STEPHILDOM is estimated at 3 839 936 € (range 2 042 303€ - 6 581 442€). With an EBITDA of 553 884€, the sector multiple of 4.5x is applied. The price/revenue ratio is 0.33x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 270 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare STEPHILDOM with other companies in the same sector:
The revenue of STEPHILDOM in 2025 is 23.1 M€.
Yes, STEPHILDOM generated a net profit of 248 k€ in 2025.
The headquarters of STEPHILDOM is located in LA CHARTRE-SUR-LE-LOIR (72340), in the department Sarthe.
The tax return of STEPHILDOM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
STEPHILDOM operates in the sector Hypermarchés (NAF code 47.11F). See the 'Sector positioning' section above to compare the company with its competitors.