SIREN : 799454228
STEPHANE VERNISSE is a French company founded 12 years ago, specialized in the sector Travaux de plâtrerie. Based in CHARMEIL (03110), this company of category PME shows in 2022 a revenue of 55 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 55 076 € | 52 987 € | 23 424 € | 17 685 € | 54 872 € | 41 406 € | 61 208 € |
| Net income | 5 663 € | 4 517 € | -9 793 € | 2 025 € | 927 € | -6 537 € | -4 399 € |
| EBITDA | 5 519 € | 5 257 € | -4 419 € | -7 777 € | 3 257 € | -4 088 € | -2 325 € |
| Net margin | 10.3% | 8.5% | -41.8% | 11.5% | 1.7% | -15.8% | -7.2% |
In 2022, STEPHANE VERNISSE achieves revenue of 55 k€. Activity remains stable over the period (CAGR: -1.7%). Vs 2021: +4%. After deducting consumption (11 k€), gross margin stands at 44 k€, i.e. a rate of 80%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 6 k€, representing 10.0% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 6 k€, i.e. 10.3% of revenue. This profit can be retained or distributed to shareholders.
55 076 €
43 940 €
5 519 €
5 195 €
5 663 €
10.0%
The debt ratio (= Financial debt / Equity x 100) stands at -1427%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 74%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 10.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
-1426.64%
73.607%
10.88%
0.657
4.1%
In 2022, the debt ratio of STEPHANE VERNISSE (-1426.64) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2022, the financial autonomy of STEPHANE VERNISSE (73.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2022, the repayment capacity of STEPHANE VERNISSE (0.66) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 119.15. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.0x. Financial charges are adequately covered by operations.
119.149
2.99
In 2022, the liquidity ratio of STEPHANE VERNISSE (119.15) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2022, the interest coverage of STEPHANE VERNISSE (3.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 17 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 23 days. Favorable situation: supplier credit is longer than customer credit by 6 days. Inventory turnover is 1 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-46 days): operations structurally generate cash. Notable WCR improvement over the period (-2249%), freeing up cash.
-7 044 €
17 j
23 j
1 j
-46 j
Based on 50 transactions of similar company sales
in 2022,
the value of STEPHANE VERNISSE is estimated at
16 547 €
(range 3 463€ - 28 421€).
With an EBITDA of 5 519€, the sector multiple of 3.8x is applied.
The price/revenue ratio is 0.22x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 50 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare STEPHANE VERNISSE with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de plâtrerie
The revenue of STEPHANE VERNISSE in 2022 is 55 k€.
Yes, STEPHANE VERNISSE generated a net profit of 6 k€ in 2022.
The headquarters of STEPHANE VERNISSE is located in CHARMEIL (03110), in the department Allier.
The tax return of STEPHANE VERNISSE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
STEPHANE VERNISSE operates in the sector Travaux de plâtrerie (NAF code 43.31Z). See the 'Sector positioning' section above to compare the company with its competitors.