STEPHANE GIRAUD ARCHITECTE : revenue, balance sheet and financial ratios

STEPHANE GIRAUD ARCHITECTE is a French company founded 13 years ago, specialized in the sector Activités d'architecture . Based in BEAUPREAU-EN-MAUGES (49110), this company of category PME shows in 2019 a revenue of 104 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - STEPHANE GIRAUD ARCHITECTE (SIREN 788570893)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C 103 561 € 12 208 € 2 533 € 14 589 €
Net income 0 € 0 € 0 € 0 € 27 579 € 1 051 € -7 852 € -1 307 €
EBITDA N/C N/C N/C N/C 30 216 € 1 051 € -7 853 € -1 307 €
Net margin N/C N/C N/C N/C 26.6% 8.6% -310.0% -9.0%

Revenue and income statement

In 2023, STEPHANE GIRAUD ARCHITECTE records a net loss of 0 €. This deficit will reduce equity on the balance sheet.

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 18%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

17.812%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

10.103%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

77.5%

Solvency indicators evolution
STEPHANE GIRAUD ARCHITECTE

Sector positioning

Debt ratio
17.81 2023
2021
2022
2023
Q1: 0.69
Med: 15.75
Q3: 52.15
Average -24 pts over 3 years

In 2023, the debt ratio of STEPHANE GIRAUD ARCHITECTE (17.81) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
10.1% 2023
2021
2022
2023
Q1: 19.83%
Med: 46.54%
Q3: 66.26%
Average -14 pts over 3 years

In 2023, the financial autonomy of STEPHANE GIRAUD ARCHITECTE (10.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 166.51. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

166.51

Liquidity indicators evolution
STEPHANE GIRAUD ARCHITECTE

Sector positioning

Liquidity ratio
166.51 2023
2021
2022
2023
Q1: 170.24
Med: 262.65
Q3: 424.26
Watch

In 2023, the liquidity ratio of STEPHANE GIRAUD ARCHITECTE (166.51) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
STEPHANE GIRAUD ARCHITECTE

Positioning of STEPHANE GIRAUD ARCHITECTE in its sector

Comparison with sector Activités d'architecture

Similar companies (Activités d'architecture )

Compare STEPHANE GIRAUD ARCHITECTE with other companies in the same sector:

Frequently asked questions about STEPHANE GIRAUD ARCHITECTE

What is the revenue of STEPHANE GIRAUD ARCHITECTE ?

The revenue of STEPHANE GIRAUD ARCHITECTE in 2019 is 104 k€.

Is STEPHANE GIRAUD ARCHITECTE profitable?

Yes, STEPHANE GIRAUD ARCHITECTE generated a net profit of 28 k€ in 2019.

Where is the headquarters of STEPHANE GIRAUD ARCHITECTE ?

The headquarters of STEPHANE GIRAUD ARCHITECTE is located in BEAUPREAU-EN-MAUGES (49110), in the department Maine-et-Loire.

Where to find the tax return of STEPHANE GIRAUD ARCHITECTE ?

The tax return of STEPHANE GIRAUD ARCHITECTE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does STEPHANE GIRAUD ARCHITECTE operate?

STEPHANE GIRAUD ARCHITECTE operates in the sector Activités d'architecture (NAF code 71.11Z). See the 'Sector positioning' section above to compare the company with its competitors.