SIREN : 441920519
STEPHALEX is a French company founded 24 years ago, specialized in the sector Commerce de détail d'habillement en magasin spécialisé. Based in DEAUVILLE (14800), this company of category PME shows in 2025 a revenue of 2.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 970 239 € | 2 243 704 € | 2 677 359 € | 1 993 203 € | 1 372 649 € | 1 483 688 € | 1 810 819 € | 2 000 506 € | 1 967 417 € | 2 290 598 € |
| Net income | -107 364 € | 8 976 € | 118 139 € | 110 800 € | 2 368 € | -109 694 € | 21 875 € | 33 192 € | 34 615 € | 211 299 € |
| EBITDA | -61 829 € | 69 620 € | 168 159 € | 131 019 € | 30 580 € | -66 848 € | -6 864 € | 104 663 € | 90 554 € | 131 899 € |
| Net margin | -5.4% | 0.4% | 4.4% | 5.6% | 0.2% | -7.4% | 1.2% | 1.7% | 1.8% | 9.2% |
In 2025, STEPHALEX achieves revenue of 2.0 M€. Activity remains stable over the period (CAGR: -1.5%). Significant drop of -12% vs 2024. After deducting consumption (1.4 M€), gross margin stands at 586 k€, i.e. a rate of 30%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -62 k€, representing -3.1% of revenue. Warning negative scissor effect: despite revenue change (-12%), EBITDA varies by -189%, reducing margin by 6.2 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -107 k€ (-5.4% of revenue), which will impact equity.
1 970 239 €
586 081 €
-61 829 €
-65 751 €
-107 364 €
-3.1%
The debt ratio (= Financial debt / Equity x 100) stands at 864%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 5%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
863.549%
4.549%
-5.215%
-4.712
2.7%
In 2025, the debt ratio of STEPHALEX (863.55) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of STEPHALEX (4.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of STEPHALEX (-4.71) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 101.21. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
101.21
-68.085
In 2025, the liquidity ratio of STEPHALEX (101.21) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of STEPHALEX (-68.1x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 113 days. Excellent situation: suppliers finance 113 days of the operating cycle (retail model). Inventory turnover is 252 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 155 days of revenue, i.e. 851 k€ to permanently finance. Notable WCR improvement over the period (-37%), freeing up cash.
850 651 €
0 j
113 j
252 j
155 j
Based on 51 transactions of similar company sales
in 2025,
the value of STEPHALEX is estimated at
333 850 €
(range 196 227€ - 1 352 735€).
The price/revenue ratio is 0.17x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 51 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare STEPHALEX with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de détail d'habillement en magasin spécialisé
The revenue of STEPHALEX in 2025 is 2.0 M€.
STEPHALEX recorded a net loss in 2025.
The headquarters of STEPHALEX is located in DEAUVILLE (14800), in the department Calvados.
The tax return of STEPHALEX is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
STEPHALEX operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.