SIREN : 692042328
STEM is a French company founded 43 years ago, specialized in the sector Activités des sociétés holding. Based in VERRIERES-LE-BUISSON (91370), this company of category ETI shows in 2023 a revenue of 9.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2020 |
|---|---|---|
| Revenue | 9 037 697 € | 8 960 169 € |
| Net income | 3 163 204 € | 2 977 651 € |
| EBITDA | 1 088 123 € | 1 865 324 € |
| Net margin | 35.0% | 33.2% |
In 2023, STEM achieves revenue of 9.0 M€. Vs 2020: +1%. After deducting consumption (12 k€), gross margin stands at 9.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.1 M€, representing 12.0% of revenue. Warning negative scissor effect: despite revenue change (+1%), EBITDA varies by -42%, reducing margin by 8.8 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 3.2 M€, i.e. 35.0% of revenue. This profit can be retained or distributed to shareholders.
9 037 697 €
9 025 681 €
1 088 123 €
960 374 €
3 163 204 €
12.0%
The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 69%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 38.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
9.718%
69.46%
38.066%
0.826
29.1%
In 2023, the debt ratio of STEM (9.72) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2023, the financial autonomy of STEM (69.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of STEM (0.83) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 228.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 90.7x. Operating income very largely covers interest expenses: high safety margin.
228.546
90.736
In 2023, the liquidity ratio of STEM (228.55) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of STEM (90.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 71 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 51 days. The company must finance 20 days of gap between collections and payments. WCR is negative (-180 days): operations structurally generate cash.
-4 516 047 €
71 j
51 j
0 j
-180 j
Based on 63 transactions of similar company sales
in 2023,
the value of STEM is estimated at
9 039 097 €
(range 2 463 429€ - 14 923 286€).
With an EBITDA of 1 088 123€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare STEM with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of STEM in 2023 is 9.0 M€.
Yes, STEM generated a net profit of 3.2 M€ in 2023.
The headquarters of STEM is located in VERRIERES-LE-BUISSON (91370), in the department Essonne.
The tax return of STEM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
STEM operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.