SIREN : 562068684
STELLANTIS BANK is a French company founded 126 years ago, specialized in the sector Autre distribution de crédit. Based in POISSY (78300), this company of category GE shows in 2023 a revenue of 541.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|
| Revenue | 541 000 000 € | 392 000 000 € | N/C | N/C | 162 000 000 € | N/C | N/C |
| Net income | 0 € | 145 000 000 € | 0 € | 124 000 000 € | 0 € | 201 000 € | 16 000 000 € |
| EBITDA | 445 000 000 € | 221 000 000 € | N/C | 88 000 000 € | -65 000 000 € | N/C | N/C |
| Net margin | 0.0% | 37.0% | N/C | N/C | 0.0% | N/C | N/C |
In 2023, STELLANTIS BANK achieves revenue of 541.0 M€. Over the period 2019-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +35.2%. Vs 2022, growth of +38% (392.0 M€ -> 541.0 M€). After deducting consumption (0 €), gross margin stands at 541.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 445.0 M€, representing 82.3% of revenue. Positive scissor effect: EBITDA margin improves by +25.9 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at 0 € (0.0% of revenue), which will impact equity.
541 000 000 €
541 000 000 €
445 000 000 €
272 000 000 €
82.3%
The debt ratio (= Financial debt / Equity x 100) stands at 668%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 38.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 74.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
668.364%
11.473%
74.492%
38.112
In 2023, the debt ratio of STELLANTIS BANK (668.36) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of STELLANTIS BANK (11.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of STELLANTIS BANK (38.11) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. WCR is negative (-516 days): operations structurally generate cash.
-774 998 730 €
0 j
0 j
0 j
-516 j
Based on 135 transactions of similar company sales (all years), the value of STELLANTIS BANK is estimated at 120 305 605 € (range 86 431 491€ - 781 977 202€). With an EBITDA of 445 000 000€, the sector multiple of 0.3x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 135 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare STELLANTIS BANK with other companies in the same sector:
Voir toutes les statistiques du secteur Autre distribution de crédit
The revenue of STELLANTIS BANK in 2023 is 541.0 M€.
Yes, STELLANTIS BANK generated a net profit of 145.0 M€ in 2022.
The headquarters of STELLANTIS BANK is located in POISSY (78300), in the department Yvelines.
The tax return of STELLANTIS BANK is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
STELLANTIS BANK operates in the sector Autre distribution de crédit (NAF code 64.92Z). See the 'Sector positioning' section above to compare the company with its competitors.