STEIN ENERGIE INVESTISSEMENT : revenue, balance sheet and financial ratios

STEIN ENERGIE INVESTISSEMENT is a French company founded 22 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in CERNAY (68700), this company of category PME shows in 2020 a revenue of 705 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - STEIN ENERGIE INVESTISSEMENT (SIREN 452713738)
Indicator 2020 2019 2018 2017 2016
Revenue 705 000 € 640 000 € N/C N/C N/C
Net income -7 487 090 € -2 281 € 4 679 484 € 1 268 840 € 2 656 €
EBITDA 33 138 € -4 281 € N/C N/C N/C
Net margin -1062.0% -0.4% N/C N/C N/C

Revenue and income statement

In 2020, STEIN ENERGIE INVESTISSEMENT achieves revenue of 705 k€. Over the period 2019-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +10.2%. Vs 2019, growth of +10% (640 k€ -> 705 k€). After deducting consumption (0 €), gross margin stands at 705 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 33 k€, representing 4.7% of revenue. Positive scissor effect: EBITDA margin improves by +5.4 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -7.5 M€ (-1062.0% of revenue), which will impact equity.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

705 000 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

705 000 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

33 138 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

31 022 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-7 487 090 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

4.7%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 815%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 170.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

814.671%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

10.126%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

1.774%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

170.861

Solvency indicators evolution
STEIN ENERGIE INVESTISSEMENT

Sector positioning

Debt ratio
814.67 2020
2018
2019
2020
Q1: 0.01
Med: 10.43
Q3: 82.59
Average +21 pts over 3 years

In 2020, the debt ratio of STEIN ENERGIE INVESTISSEMENT (814.67) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
10.13% 2020
2018
2019
2020
Q1: 16.33%
Med: 62.48%
Q3: 90.92%
Average -43 pts over 3 years

In 2020, the financial autonomy of STEIN ENERGIE INVESTISSEMENT (10.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
170.86 years 2020
2019
2020
Q1: -0.03 years
Med: 0.01 years
Q3: 3.79 years
Average +73 pts over 2 years

In 2020, the repayment capacity of STEIN ENERGIE INVESTISSEMENT (170.86) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1152.99. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 22702.7x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1152.992

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

22702.743

Liquidity indicators evolution
STEIN ENERGIE INVESTISSEMENT

Sector positioning

Liquidity ratio
1152.99 2020
2018
2019
2020
Q1: 103.25
Med: 487.24
Q3: 2972.94
Good

In 2020, the liquidity ratio of STEIN ENERGIE INVESTISSEMENT (1152.99) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
22702.74x 2020
2019
2020
Q1: -63.5x
Med: 0.0x
Q3: 0.0x
Excellent +50 pts over 2 years

In 2020, the interest coverage of STEIN ENERGIE INVESTISSEMENT (22702.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 360 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 5 days. The gap of 355 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1028 days of revenue, i.e. 2.0 M€ to permanently finance.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

2 013 692 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

360 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

5 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

1028 j

WCR and payment terms evolution
STEIN ENERGIE INVESTISSEMENT

Positioning of STEIN ENERGIE INVESTISSEMENT in its sector

Comparison with sector Fonds de placement et entités financières similaires

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (25 transactions). This range of 269 134€ to 580 818€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2020
Indicative
269k€ 470k€ 580k€
470 357 € Range: 269 134€ - 580 818€
NAF 5 année 2020

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 25 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fonds de placement et entités financières similaires)

Compare STEIN ENERGIE INVESTISSEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires

Frequently asked questions about STEIN ENERGIE INVESTISSEMENT

What is the revenue of STEIN ENERGIE INVESTISSEMENT ?

The revenue of STEIN ENERGIE INVESTISSEMENT in 2020 is 705 k€.

Is STEIN ENERGIE INVESTISSEMENT profitable?

STEIN ENERGIE INVESTISSEMENT recorded a net loss in 2020.

Where is the headquarters of STEIN ENERGIE INVESTISSEMENT ?

The headquarters of STEIN ENERGIE INVESTISSEMENT is located in CERNAY (68700), in the department Haut-Rhin.

Where to find the tax return of STEIN ENERGIE INVESTISSEMENT ?

The tax return of STEIN ENERGIE INVESTISSEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does STEIN ENERGIE INVESTISSEMENT operate?

STEIN ENERGIE INVESTISSEMENT operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.