SIREN : 352477368
STEFF is a French company founded 36 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in CHALLANS (85300), this company of category PME shows in 2021 a revenue of 766 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2018 | 2017 |
|---|---|---|---|---|
| Revenue | 766 195 € | 7 374 297 € | 1 423 884 € | 1 221 699 € |
| Net income | 43 319 € | 1 685 940 € | -15 471 € | -54 658 € |
| EBITDA | -404 130 € | -2 071 227 € | 149 568 € | 179 522 € |
| Net margin | 5.7% | 22.9% | -1.1% | -4.5% |
In 2021, STEFF achieves revenue of 766 k€. Revenue is declining over the period 2017-2021 (CAGR: -11.0%). Significant drop of -90% vs 2020. After deducting consumption (852 k€), gross margin stands at -86 k€, i.e. a rate of -11%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -404 k€, representing -52.7% of revenue. Warning negative scissor effect: despite revenue change (-90%), EBITDA varies by +80%, reducing margin by 24.7 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 43 k€, i.e. 5.7% of revenue. This profit can be retained or distributed to shareholders.
766 195 €
-86 107 €
-404 130 €
39 807 €
43 319 €
-52.7%
The debt ratio (= Financial debt / Equity x 100) stands at 16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
15.593%
10.8%
-52.294%
-0.196
In 2021, the debt ratio of STEFF (15.59) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2021, the financial autonomy of STEFF (10.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of STEFF (-0.20) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 114.27. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
114.265
-0.022
In 2021, the liquidity ratio of STEFF (114.27) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2021, the interest coverage of STEFF (-0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 458 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 16370 days. Excellent situation: suppliers finance 15912 days of the operating cycle (retail model). Inventory turnover is 671 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 1777 days of revenue, i.e. 3.8 M€ to permanently finance. Notable WCR improvement over the period (-69%), freeing up cash.
3 782 896 €
458 j
16370 j
671 j
1777 j
Indicative estimate only : the number of comparable transactions in this sector is limited (29 transactions). This range of 176 859€ to 677 127€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 29 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare STEFF with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers
The revenue of STEFF in 2021 is 766 k€.
Yes, STEFF generated a net profit of 43 k€ in 2021.
The headquarters of STEFF is located in CHALLANS (85300), in the department Vendee.
The tax return of STEFF is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
STEFF operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.