STEF TRANSPORT MONTSOULT : revenue, balance sheet and financial ratios

STEF TRANSPORT MONTSOULT is a French company founded 26 years ago, specialized in the sector Transports routiers de fret interurbains. Based in MONTSOULT (95560), this company of category GE shows in 2023 a revenue of 11.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - STEF TRANSPORT MONTSOULT (SIREN 424388411)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 11 288 235 € 10 278 932 € 17 397 209 € 17 224 957 € 16 548 956 € 17 716 795 € 16 323 753 € 16 457 745 €
Net income -483 243 € -461 182 € 393 122 € 511 750 € 454 839 € 92 763 € 131 122 € 66 162 €
EBITDA -4 314 € -159 886 € 1 087 749 € 986 414 € 773 560 € 368 794 € 356 231 € 365 852 €
Net margin -4.3% -4.5% 2.3% 3.0% 2.7% 0.5% 0.8% 0.4%

Revenue and income statement

In 2023, STEF TRANSPORT MONTSOULT achieves revenue of 11.3 M€. Revenue is declining over the period 2016-2023 (CAGR: -5.2%). Vs 2022: +10%. After deducting consumption (358 k€), gross margin stands at 10.9 M€, i.e. a rate of 97%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -4 k€, representing -0.0% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -483 k€ (-4.3% of revenue), which will impact equity.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

11 288 235 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

10 929 995 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-4 314 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-562 392 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-483 243 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-0.0%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 14%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

14.146%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

38.661%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-3.746%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.552

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

19.4%

Solvency indicators evolution
STEF TRANSPORT MONTSOULT

Sector positioning

Debt ratio
14.15 2023
2021
2022
2023
Q1: 4.55
Med: 33.71
Q3: 97.62
Good +8 pts over 3 years

In 2023, the debt ratio of STEF TRANSPORT MONTSOULT (14.15) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
38.66% 2023
2021
2022
2023
Q1: 17.6%
Med: 34.08%
Q3: 51.24%
Good -14 pts over 3 years

In 2023, the financial autonomy of STEF TRANSPORT MONTSOULT (38.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
-0.55 years 2023
2021
2022
2023
Q1: -0.01 years
Med: 0.11 years
Q3: 2.15 years
Excellent -7 pts over 3 years

In 2023, the repayment capacity of STEF TRANSPORT MONTSOULT (-0.55) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 180.25. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

180.25

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
STEF TRANSPORT MONTSOULT

Sector positioning

Liquidity ratio
180.25 2023
2021
2022
2023
Q1: 126.62
Med: 173.62
Q3: 248.44
Good

In 2023, the liquidity ratio of STEF TRANSPORT MONTSOULT (180.25) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2023
2021
2022
2023
Q1: 0.0x
Med: 0.07x
Q3: 3.19x
Average

In 2023, the interest coverage of STEF TRANSPORT MONTSOULT (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 48 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 51 days. Favorable situation: supplier credit is longer than customer credit by 3 days. Inventory turnover is 12 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 112 days of revenue, i.e. 3.5 M€ to permanently finance.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

3 512 899 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

48 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

51 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

12 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

112 j

WCR and payment terms evolution
STEF TRANSPORT MONTSOULT

Positioning of STEF TRANSPORT MONTSOULT in its sector

Comparison with sector Transports routiers de fret interurbains

Valuation estimate

Based on 53 transactions of similar company sales in 2023, the value of STEF TRANSPORT MONTSOULT is estimated at 2 095 046 € (range 792 964€ - 4 830 734€). The price/revenue ratio is 0.19x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2023
53 tx
792k€ 2095k€ 4830k€
2 095 046 € Range: 792 964€ - 4 830 734€
NAF 5 année 2023

Valuation method used

Revenue Multiple
11 288 235 € × 0.19x = 2 095 047 €
Range: 792 964€ - 4 830 734€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 53 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Transports routiers de fret interurbains)

Compare STEF TRANSPORT MONTSOULT with other companies in the same sector:

Voir toutes les statistiques du secteur Transports routiers de fret interurbains

Frequently asked questions about STEF TRANSPORT MONTSOULT

What is the revenue of STEF TRANSPORT MONTSOULT ?

The revenue of STEF TRANSPORT MONTSOULT in 2023 is 11.3 M€.

Is STEF TRANSPORT MONTSOULT profitable?

STEF TRANSPORT MONTSOULT recorded a net loss in 2023.

Where is the headquarters of STEF TRANSPORT MONTSOULT ?

The headquarters of STEF TRANSPORT MONTSOULT is located in MONTSOULT (95560), in the department Val-d'Oise.

Where to find the tax return of STEF TRANSPORT MONTSOULT ?

The tax return of STEF TRANSPORT MONTSOULT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does STEF TRANSPORT MONTSOULT operate?

STEF TRANSPORT MONTSOULT operates in the sector Transports routiers de fret interurbains (NAF code 49.41A). See the 'Sector positioning' section above to compare the company with its competitors.