STEF TRANSPORT CLERMONT-FERRAND : revenue, balance sheet and financial ratios

STEF TRANSPORT CLERMONT-FERRAND is a French company founded 32 years ago, specialized in the sector Entreposage et stockage non frigorifique. Based in CEBAZAT (63118), this company of category GE shows in 2024 a revenue of 29.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - STEF TRANSPORT CLERMONT-FERRAND (SIREN 394419527)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 29 476 613 € 28 290 386 € 28 910 825 € 25 616 625 € 23 221 409 € 26 852 544 € 27 035 196 € 25 849 655 € 23 683 926 €
Net income 457 239 € 540 371 € 984 936 € 664 317 € 441 060 € 709 136 € 567 037 € 222 956 € 415 190 €
EBITDA 1 176 077 € 1 188 582 € 2 095 202 € 1 767 217 € 1 210 094 € 1 965 339 € 1 562 034 € 1 029 062 € 1 219 413 €
Net margin 1.6% 1.9% 3.4% 2.6% 1.9% 2.6% 2.1% 0.9% 1.8%

Revenue and income statement

In 2024, STEF TRANSPORT CLERMONT-FERRAND achieves revenue of 29.5 M€. Revenue is growing positively over 9 years (CAGR: +2.8%). Vs 2023: +4%. After deducting consumption (2.4 M€), gross margin stands at 27.1 M€, i.e. a rate of 92%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.2 M€, representing 4.0% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 457 k€, i.e. 1.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

29 476 613 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

27 078 124 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

1 176 077 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

495 842 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

457 239 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

4.0%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 50%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 0.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.776%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

49.646%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

0.747%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.194

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

22.6%

Solvency indicators evolution
STEF TRANSPORT CLERMONT-FERRAND

Sector positioning

Debt ratio
0.78 2024
2022
2023
2024
Q1: 0.0
Med: 11.12
Q3: 67.77
Good

In 2024, the debt ratio of STEF TRANSPORT CLERMONT-F... (0.78) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
49.65% 2024
2022
2023
2024
Q1: 9.65%
Med: 34.88%
Q3: 62.0%
Good

In 2024, the financial autonomy of STEF TRANSPORT CLERMONT-F... (49.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.19 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.09 years
Q3: 1.78 years
Average

In 2024, the repayment capacity of STEF TRANSPORT CLERMONT-F... (0.19) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 188.90. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.0x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

188.897

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.036

Liquidity indicators evolution
STEF TRANSPORT CLERMONT-FERRAND

Sector positioning

Liquidity ratio
188.9 2024
2022
2023
2024
Q1: 105.43
Med: 164.12
Q3: 324.56
Good

In 2024, the liquidity ratio of STEF TRANSPORT CLERMONT-F... (188.90) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.04x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.42x
Q3: 6.22x
Average

In 2024, the interest coverage of STEF TRANSPORT CLERMONT-F... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 39 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 47 days. Favorable situation: supplier credit is longer than customer credit by 8 days. Inventory turnover is 4 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 96 days of revenue, i.e. 7.9 M€ to permanently finance. Over 2016-2024, WCR increased by +59%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

7 853 454 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

39 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

47 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

4 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

96 j

WCR and payment terms evolution
STEF TRANSPORT CLERMONT-FERRAND

Positioning of STEF TRANSPORT CLERMONT-FERRAND in its sector

Comparison with sector Entreposage et stockage non frigorifique

Valuation estimate

Based on 77 transactions of similar company sales (all years), the value of STEF TRANSPORT CLERMONT-FERRAND is estimated at 1 978 169 € (range 1 126 522€ - 4 863 042€). With an EBITDA of 1 176 077€, the sector multiple of 1.0x is applied. The price/revenue ratio is 0.14x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
77 tx
1126k€ 1978k€ 4863k€
1 978 169 € Range: 1 126 522€ - 4 863 042€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
1 176 077 € × 1.0x
Estimation 1 195 367 €
528 319€ - 2 825 188€
Revenue Multiple 30%
29 476 613 € × 0.14x
Estimation 4 237 619 €
2 742 167€ - 10 138 853€
Net Income Multiple 20%
457 239 € × 1.2x
Estimation 546 001 €
198 566€ - 2 043 962€
How is this estimate calculated?

This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entreposage et stockage non frigorifique)

Compare STEF TRANSPORT CLERMONT-FERRAND with other companies in the same sector:

Voir toutes les statistiques du secteur Entreposage et stockage non frigorifique

Frequently asked questions about STEF TRANSPORT CLERMONT-FERRAND

What is the revenue of STEF TRANSPORT CLERMONT-FERRAND ?

The revenue of STEF TRANSPORT CLERMONT-FERRAND in 2024 is 29.5 M€.

Is STEF TRANSPORT CLERMONT-FERRAND profitable?

Yes, STEF TRANSPORT CLERMONT-FERRAND generated a net profit of 457 k€ in 2024.

Where is the headquarters of STEF TRANSPORT CLERMONT-FERRAND ?

The headquarters of STEF TRANSPORT CLERMONT-FERRAND is located in CEBAZAT (63118), in the department Puy-de-Dome.

Where to find the tax return of STEF TRANSPORT CLERMONT-FERRAND ?

The tax return of STEF TRANSPORT CLERMONT-FERRAND is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does STEF TRANSPORT CLERMONT-FERRAND operate?

STEF TRANSPORT CLERMONT-FERRAND operates in the sector Entreposage et stockage non frigorifique (NAF code 52.10B). See the 'Sector positioning' section above to compare the company with its competitors.