SIREN : 517545273
STECO is a French company founded 16 years ago, specialized in the sector Commerce de détail d'habillement en magasin spécialisé. Based in GRUCHET-LE-VALASSE (76210), this company of category PME shows in 2024 a revenue of 2.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2 644 569 € | 2 545 306 € | 2 209 397 € | 1 899 525 € | 2 345 546 € | 2 303 043 € | 2 449 870 € | 2 239 770 € |
| Net income | 69 217 € | 89 792 € | 121 168 € | 54 292 € | 70 600 € | 69 397 € | 87 902 € | 101 845 € |
| EBITDA | 123 771 € | 118 107 € | 155 415 € | 110 729 € | 141 408 € | 138 157 € | 167 912 € | 188 582 € |
| Net margin | 2.6% | 3.5% | 5.5% | 2.9% | 3.0% | 3.0% | 3.6% | 4.5% |
In 2024, STECO achieves revenue of 2.6 M€. Revenue is growing positively over 8 years (CAGR: +2.1%). Vs 2023: +4%. After deducting consumption (1.9 M€), gross margin stands at 783 k€, i.e. a rate of 30%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 124 k€, representing 4.7% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 69 k€, i.e. 2.6% of revenue. This profit can be retained or distributed to shareholders.
2 644 569 €
783 199 €
123 771 €
90 487 €
69 217 €
4.7%
The debt ratio (= Financial debt / Equity x 100) stands at 54%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 54%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 3.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
53.816%
54.365%
3.828%
4.716
45.9%
In 2024, the debt ratio of STECO (53.82) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of STECO (54.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of STECO (4.72) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 447.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.5x. Financial charges are adequately covered by operations.
447.011
4.496
In 2024, the liquidity ratio of STECO (447.01) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of STECO (4.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 3 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 27 days. Favorable situation: supplier credit is longer than customer credit by 24 days. WCR is negative (-2 days): operations structurally generate cash. Over 2016-2024, WCR increased by +84%, requiring additional financing.
-14 069 €
3 j
27 j
0 j
-2 j
Based on 68 transactions of similar company sales
in 2024,
the value of STECO is estimated at
320 562 €
(range 177 925€ - 689 268€).
With an EBITDA of 123 771€, the sector multiple of 2.0x is applied.
The price/revenue ratio is 0.19x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 68 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare STECO with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de détail d'habillement en magasin spécialisé
The revenue of STECO in 2024 is 2.6 M€.
Yes, STECO generated a net profit of 69 k€ in 2024.
The headquarters of STECO is located in GRUCHET-LE-VALASSE (76210), in the department Seine-Maritime.
The tax return of STECO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
STECO operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.