SIREN : 331530253
STE FINANCIERE DE LA MASA is a French company founded 41 years ago, specialized in the sector Activités des sociétés holding. Based in MARSEILLE (13010), this company of category ETI shows in 2024 a revenue of 12.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 12 457 634 € | 10 667 982 € | 1 608 367 € | 1 626 097 € | 1 652 670 € | 1 632 942 € | 1 454 595 € | 1 279 289 € | 1 291 271 € |
| Net income | 9 683 668 € | 11 225 656 € | 4 432 188 € | 25 781 897 € | 6 669 874 € | 5 501 896 € | 4 264 013 € | 3 443 120 € | 5 279 821 € |
| EBITDA | 4 708 326 € | 5 011 096 € | -292 036 € | -996 878 € | 332 801 € | 536 814 € | 362 950 € | 341 485 € | 487 605 € |
| Net margin | 77.7% | 105.2% | 275.6% | 1585.5% | 403.6% | 336.9% | 293.1% | 269.1% | 408.9% |
In 2024, STE FINANCIERE DE LA MASA achieves revenue of 12.5 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +32.8%. Vs 2023, growth of +17% (10.7 M€ -> 12.5 M€). After deducting consumption (0 €), gross margin stands at 12.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 4.7 M€, representing 37.8% of revenue. Warning negative scissor effect: despite revenue change (+17%), EBITDA varies by -6%, reducing margin by 9.2 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 9.7 M€, i.e. 77.7% of revenue. This profit can be retained or distributed to shareholders.
12 457 634 €
12 457 634 €
4 708 326 €
4 917 306 €
9 683 668 €
37.8%
The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 76.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
17.172%
79.267%
76.618%
2.242
94.0%
In 2024, the debt ratio of STE FINANCIERE DE LA MASA (17.17) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of STE FINANCIERE DE LA MASA (79.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of STE FINANCIERE DE LA MASA (2.24) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1201.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 120.2x. Operating income very largely covers interest expenses: high safety margin.
1201.916
120.177
In 2024, the liquidity ratio of STE FINANCIERE DE LA MASA (1201.92) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of STE FINANCIERE DE LA MASA (120.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 308 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 220 days. The gap of 88 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 3012 days of revenue, i.e. 104.2 M€ to permanently finance. Over 2016-2024, WCR increased by +98%, requiring additional financing.
104 243 737 €
308 j
220 j
0 j
3012 j
Based on 54 transactions of similar company sales
in 2024,
the value of STE FINANCIERE DE LA MASA is estimated at
16 412 347 €
(range 5 099 398€ - 36 698 902€).
With an EBITDA of 4 708 326€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare STE FINANCIERE DE LA MASA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of STE FINANCIERE DE LA MASA in 2024 is 12.5 M€.
Yes, STE FINANCIERE DE LA MASA generated a net profit of 9.7 M€ in 2024.
The headquarters of STE FINANCIERE DE LA MASA is located in MARSEILLE (13010), in the department Bouches-du-Rhone.
The tax return of STE FINANCIERE DE LA MASA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
STE FINANCIERE DE LA MASA operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.