STE DIFFU IMMOB ET AMENAG OUEST : revenue, balance sheet and financial ratios

STE DIFFU IMMOB ET AMENAG OUEST is a French company founded 66 years ago, specialized in the sector Gestion de fonds. Based in LE MONT-SAINT-MICHEL (50170), this company of category PME shows in 2024 a revenue of 595 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - STE DIFFU IMMOB ET AMENAG OUEST (SIREN 860500362)
Indicator 2024 2023 2022 2021 2020 2019 2018 2016
Revenue 595 172 € 592 957 € 588 827 € 579 789 € 572 547 € 572 125 € 493 074 € 577 638 €
Net income 475 991 € 186 970 € 828 651 € 110 265 € 954 734 € 596 324 € 502 487 € 283 728 €
EBITDA -43 745 € -51 365 € -119 821 € -224 825 € -143 889 € -238 126 € -311 828 € -450 962 €
Net margin 80.0% 31.5% 140.7% 19.0% 166.8% 104.2% 101.9% 49.1%

Revenue and income statement

In 2024, STE DIFFU IMMOB ET AMENAG OUEST achieves revenue of 595 k€. Revenue is growing positively over 8 years (CAGR: +0.4%). Vs 2023: +0%. After deducting consumption (0 €), gross margin stands at 595 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -44 k€, representing -7.3% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 476 k€, i.e. 80.0% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

595 172 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

595 172 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-43 745 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-50 466 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

475 991 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-7.3%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 126%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.6 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 80.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

126.07%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

41.803%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

80.824%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

4.611

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

4.6%

Solvency indicators evolution
STE DIFFU IMMOB ET AMENAG OUEST

Sector positioning

Debt ratio
126.07 2024
2022
2023
2024
Q1: 0.0
Med: 8.3
Q3: 92.95
Average

In 2024, the debt ratio of STE DIFFU IMMOB ET AMENAG... (126.07) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
41.8% 2024
2022
2023
2024
Q1: 4.58%
Med: 48.37%
Q3: 87.3%
Average

In 2024, the financial autonomy of STE DIFFU IMMOB ET AMENAG... (41.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
4.61 years 2024
2022
2023
2024
Q1: -0.01 years
Med: 0.0 years
Q3: 3.02 years
Average

In 2024, the repayment capacity of STE DIFFU IMMOB ET AMENAG... (4.61) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 208.49. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

208.487

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-399.175

Liquidity indicators evolution
STE DIFFU IMMOB ET AMENAG OUEST

Sector positioning

Liquidity ratio
208.49 2024
2022
2023
2024
Q1: 100.7
Med: 470.56
Q3: 3112.15
Average -23 pts over 3 years

In 2024, the liquidity ratio of STE DIFFU IMMOB ET AMENAG... (208.49) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-399.18x 2024
2022
2023
2024
Q1: -71.27x
Med: 0.0x
Q3: 0.0x
Average -7 pts over 3 years

In 2024, the interest coverage of STE DIFFU IMMOB ET AMENAG... (-399.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 41 days. Excellent situation: suppliers finance 41 days of the operating cycle (retail model). Overall, WCR represents 104 days of revenue, i.e. 172 k€ to permanently finance. Notable WCR improvement over the period (-61%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

172 088 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

41 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

104 j

WCR and payment terms evolution
STE DIFFU IMMOB ET AMENAG OUEST

Positioning of STE DIFFU IMMOB ET AMENAG OUEST in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Based on 62 transactions of similar company sales in 2024, the value of STE DIFFU IMMOB ET AMENAG OUEST is estimated at 1 515 975 € (range 455 807€ - 3 090 632€). The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
62 tx
455k€ 1515k€ 3090k€
1 515 975 € Range: 455 807€ - 3 090 632€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
595 172 € × 0.30x
Estimation 181 179 €
93 746€ - 504 473€
Net Income Multiple 20%
475 991 € × 7.4x
Estimation 3 518 171 €
998 900€ - 6 969 873€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare STE DIFFU IMMOB ET AMENAG OUEST with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Frequently asked questions about STE DIFFU IMMOB ET AMENAG OUEST

What is the revenue of STE DIFFU IMMOB ET AMENAG OUEST ?

The revenue of STE DIFFU IMMOB ET AMENAG OUEST in 2024 is 595 k€.

Is STE DIFFU IMMOB ET AMENAG OUEST profitable?

Yes, STE DIFFU IMMOB ET AMENAG OUEST generated a net profit of 476 k€ in 2024.

Where is the headquarters of STE DIFFU IMMOB ET AMENAG OUEST ?

The headquarters of STE DIFFU IMMOB ET AMENAG OUEST is located in LE MONT-SAINT-MICHEL (50170), in the department Manche.

Where to find the tax return of STE DIFFU IMMOB ET AMENAG OUEST ?

The tax return of STE DIFFU IMMOB ET AMENAG OUEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does STE DIFFU IMMOB ET AMENAG OUEST operate?

STE DIFFU IMMOB ET AMENAG OUEST operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.