STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD : revenue, balance sheet and financial ratios

STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD is a French company founded 45 years ago, specialized in the sector Autres travaux d'installation n.c.a.. Based in CHOLET (49300), this company of category PME shows in 2023 a revenue of 959 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD (SIREN 321616757)
Indicator 2024 2023 2022 2020 2017
Revenue N/C 958 893 € N/C 757 892 € 642 245 €
Net income 33 942 € 34 823 € 32 400 € 11 579 € 3 587 €
EBITDA N/C 31 841 € N/C 13 930 € 10 696 €
Net margin N/C 3.6% N/C 1.5% 0.6%

Revenue and income statement

In 2024, STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD generates positive net income of 34 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2024: 4 k€ -> 34 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

33 942 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 38%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 36%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

37.694%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

36.124%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

38.2%

Solvency indicators evolution
STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD

Sector positioning

Debt ratio
37.69 2024
2022
2023
2024
Q1: 0.55
Med: 14.53
Q3: 40.52
Average +10 pts over 3 years

In 2024, the debt ratio of STE CHOLETAISE ARTISANALE... (37.69) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
36.12% 2024
2022
2023
2024
Q1: 14.3%
Med: 34.88%
Q3: 57.25%
Good +10 pts over 3 years

In 2024, the financial autonomy of STE CHOLETAISE ARTISANALE... (36.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
1.19 years 2023
2023
Q1: 0.0 years
Med: 0.11 years
Q3: 1.54 years
Average

In 2023, the repayment capacity of STE CHOLETAISE ARTISANALE... (1.19) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 165.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

165.921

Liquidity indicators evolution
STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD

Sector positioning

Liquidity ratio
165.92 2024
2022
2023
2024
Q1: 147.06
Med: 212.0
Q3: 312.58
Average +10 pts over 3 years

In 2024, the liquidity ratio of STE CHOLETAISE ARTISANALE... (165.92) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
1.9x 2023
2023
Q1: 0.0x
Med: 0.11x
Q3: 2.38x
Good

In 2023, the interest coverage of STE CHOLETAISE ARTISANALE... (1.9x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD

Positioning of STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD in its sector

Comparison with sector Autres travaux d'installation n.c.a.

Valuation estimate

Based on 58 transactions of similar company sales (all years), the value of STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD is estimated at 124 560 € (range 62 799€ - 363 060€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
58 tx
62k€ 124k€ 363k€
124 560 € Range: 62 799€ - 363 060€
NAF 5 all-time

Valuation method used

Net Income Multiple
33 942 € × 3.7x = 124 561 €
Range: 62 800€ - 363 061€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 58 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres travaux d'installation n.c.a.)

Compare STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD with other companies in the same sector:

Voir toutes les statistiques du secteur Autres travaux d'installation n.c.a.

Frequently asked questions about STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD

What is the revenue of STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD ?

The revenue of STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD in 2023 is 959 k€.

Is STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD profitable?

Yes, STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD generated a net profit of 34 k€ in 2024.

Where is the headquarters of STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD ?

The headquarters of STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD is located in CHOLET (49300), in the department Maine-et-Loire.

Where to find the tax return of STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD ?

The tax return of STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD operate?

STE CHOLETAISE ARTISANALE FABRICATION ARTICLES DECORATION SCAFAD operates in the sector Autres travaux d'installation n.c.a. (NAF code 43.29B). See the 'Sector positioning' section above to compare the company with its competitors.