STE AMEUBLEMENT CONTEMPORAIN : revenue, balance sheet and financial ratios

STE AMEUBLEMENT CONTEMPORAIN is a French company founded 33 years ago, specialized in the sector Commerce de détail de meubles. Based in PORTET-SUR-GARONNE (31120), this company of category PME shows in 2024 a revenue of 2.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - STE AMEUBLEMENT CONTEMPORAIN (SIREN 389525114)
Indicator 2024 2023 2021 2020 2019 2018 2017 2016
Revenue 2 686 332 € 2 843 925 € 2 235 607 € 1 390 678 € 1 453 813 € 995 334 € 1 253 318 € 1 398 837 €
Net income 22 337 € 12 455 € 21 422 € 14 772 € 62 218 € 157 402 € -88 328 € 6 729 €
EBITDA 203 572 € 159 689 € 113 596 € -5 444 € -15 404 € -33 909 € -73 872 € 8 118 €
Net margin 0.8% 0.4% 1.0% 1.1% 4.3% 15.8% -7.0% 0.5%

Revenue and income statement

In 2024, STE AMEUBLEMENT CONTEMPORAIN achieves revenue of 2.7 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +8.5%. Slight decline of -6% vs 2023. After deducting consumption (1.4 M€), gross margin stands at 1.3 M€, i.e. a rate of 50%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 204 k€, representing 7.6% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 22 k€, i.e. 0.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

2 686 332 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 330 816 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

203 572 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

29 864 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

22 337 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

7.6%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 89%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

89.068%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

10.9%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

2.796%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.051

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

35.8%

Solvency indicators evolution
STE AMEUBLEMENT CONTEMPORAIN

Sector positioning

Debt ratio
89.07 2024
2021
2023
2024
Q1: 1.63
Med: 24.85
Q3: 81.95
Average

In 2024, the debt ratio of STE AMEUBLEMENT CONTEMPORAIN (89.07) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
10.9% 2024
2021
2023
2024
Q1: 11.72%
Med: 29.88%
Q3: 50.21%
Average

In 2024, the financial autonomy of STE AMEUBLEMENT CONTEMPORAIN (10.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
1.05 years 2024
2021
2023
2024
Q1: 0.0 years
Med: 0.47 years
Q3: 2.71 years
Average -19 pts over 3 years

In 2024, the repayment capacity of STE AMEUBLEMENT CONTEMPORAIN (1.05) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 111.64. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.4x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

111.636

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.433

Liquidity indicators evolution
STE AMEUBLEMENT CONTEMPORAIN

Sector positioning

Liquidity ratio
111.64 2024
2021
2023
2024
Q1: 115.32
Med: 162.76
Q3: 261.62
Watch

In 2024, the liquidity ratio of STE AMEUBLEMENT CONTEMPORAIN (111.64) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
1.43x 2024
2021
2023
2024
Q1: 0.0x
Med: 0.87x
Q3: 6.35x
Good -17 pts over 3 years

In 2024, the interest coverage of STE AMEUBLEMENT CONTEMPORAIN (1.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 15 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 91 days. Excellent situation: suppliers finance 76 days of the operating cycle (retail model). Inventory turnover is 114 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 105 days of revenue, i.e. 784 k€ to permanently finance. Over 2016-2024, WCR increased by +75%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

783 603 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

15 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

91 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

114 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

105 j

WCR and payment terms evolution
STE AMEUBLEMENT CONTEMPORAIN

Positioning of STE AMEUBLEMENT CONTEMPORAIN in its sector

Comparison with sector Commerce de détail de meubles

Valuation estimate

Based on 61 transactions of similar company sales in 2024, the value of STE AMEUBLEMENT CONTEMPORAIN is estimated at 678 809 € (range 486 837€ - 1 016 306€). With an EBITDA of 203 572€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.22x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
61 tx
486k€ 678k€ 1016k€
678 809 € Range: 486 837€ - 1 016 306€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
203 572 € × 4.7x
Estimation 959 871 €
691 590€ - 1 495 890€
Revenue Multiple 30%
2 686 332 € × 0.22x
Estimation 591 738 €
437 958€ - 776 358€
Net Income Multiple 20%
22 337 € × 4.8x
Estimation 106 764 €
48 275€ - 177 272€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 61 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail de meubles)

Compare STE AMEUBLEMENT CONTEMPORAIN with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail de meubles

Frequently asked questions about STE AMEUBLEMENT CONTEMPORAIN

What is the revenue of STE AMEUBLEMENT CONTEMPORAIN ?

The revenue of STE AMEUBLEMENT CONTEMPORAIN in 2024 is 2.7 M€.

Is STE AMEUBLEMENT CONTEMPORAIN profitable?

Yes, STE AMEUBLEMENT CONTEMPORAIN generated a net profit of 22 k€ in 2024.

Where is the headquarters of STE AMEUBLEMENT CONTEMPORAIN ?

The headquarters of STE AMEUBLEMENT CONTEMPORAIN is located in PORTET-SUR-GARONNE (31120), in the department Haute-Garonne.

Where to find the tax return of STE AMEUBLEMENT CONTEMPORAIN ?

The tax return of STE AMEUBLEMENT CONTEMPORAIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does STE AMEUBLEMENT CONTEMPORAIN operate?

STE AMEUBLEMENT CONTEMPORAIN operates in the sector Commerce de détail de meubles (NAF code 47.59A). See the 'Sector positioning' section above to compare the company with its competitors.