Employees: NN (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 2015-02-02 (11 years)Status: ActiveBusiness sector: Gestion de fondsLocation: SAINT-MARTIN-LE-VINOUX (38950), Isere
STARTANDHOLD : revenue, balance sheet and financial ratios
STARTANDHOLD is a French company
founded 11 years ago,
specialized in the sector Gestion de fonds.
Based in SAINT-MARTIN-LE-VINOUX (38950),
this company of category PME
shows in 2024 a revenue of 742€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - STARTANDHOLD (SIREN 809414170)
Indicator
2024
2023
2021
2020
2019
2018
2017
2016
Revenue
742 €
847 €
271 062 €
357 413 €
399 088 €
293 255 €
251 028 €
286 831 €
Net income
-23 367 €
-45 848 €
34 452 €
55 730 €
1 605 €
-43 758 €
-8 660 €
29 910 €
EBITDA
-21 564 €
-45 318 €
43 516 €
63 347 €
-13 016 €
-4 117 €
-22 961 €
63 821 €
Net margin
-3149.2%
-5413.0%
12.7%
15.6%
0.4%
-14.9%
-3.4%
10.4%
Revenue and income statement
In 2024, STARTANDHOLD achieves revenue of 742 €. Revenue is declining over the period 2016-2024 (CAGR: -52.5%). Significant drop of -12% vs 2023. After deducting consumption (281 €), gross margin stands at 461 €, i.e. a rate of 62%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -22 k€, representing -2906.2% of revenue. Positive scissor effect: EBITDA margin improves by +2444.2 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -23 k€ (-3149.2% of revenue), which will impact equity.
Revenue (2024)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
742 €
Gross margin (2024)
?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
461 €
EBITDA (2024)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
-21 564 €
EBIT (2024)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
-23 945 €
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
-23 367 €
EBITDA margin (2024)
?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
-2882.9%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 113%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 43%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
113.08%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
42.601%
Cash flow / Revenue (2024)
?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
-3034.091%
Repayment capacity (2024)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
-0.732
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2023
2024
Debt ratio
0.0
0.0
0.0
-17.465
0.0
0.0
10.824
113.08
Financial autonomy
46.368
28.508
-16.522
-11.09
41.278
73.536
72.599
42.601
Repayment capacity
0.0
0.0
0.0
-0.128
0.0
0.0
-0.09
-0.732
Cash flow / Revenue
20.267%
-12.503%
-9.738%
-3.302%
16.282%
13.447%
-5412.987%
-3034.091%
Sector positioning
Debt ratio
113.082024
2021
2023
2024
Q1: 0.0
Med: 8.29
Q3: 92.98
Average+50 pts over 3 years
In 2024, the debt ratio of STARTANDHOLD (113.08) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
42.6%2024
2021
2023
2024
Q1: 4.66%
Med: 48.47%
Q3: 87.35%
Average-18 pts over 3 years
In 2024, the financial autonomy of STARTANDHOLD (42.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
-0.73 years2024
2021
2023
2024
Q1: -0.01 years
Med: 0.0 years
Q3: 3.01 years
Excellent-25 pts over 3 years
In 2024, the repayment capacity of STARTANDHOLD (-0.73) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 760.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
760.013
Interest coverage (2024)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
0.0
Liquidity indicators evolution STARTANDHOLD
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2023
2024
Liquidity ratio
203.803
128.902
67.674
75.126
199.589
356.37
263.255
760.013
Interest coverage
0.0
-0.017
-1.409
-1.56
1.233
0.0
0.0
0.0
Sector positioning
Liquidity ratio
760.012024
2021
2023
2024
Q1: 100.72
Med: 472.35
Q3: 3121.45
Good
In 2024, the liquidity ratio of STARTANDHOLD (760.01) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
0.0x2024
2021
2023
2024
Q1: -71.24x
Med: 0.0x
Q3: 0.0x
Good
In 2024, the interest coverage of STARTANDHOLD (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 956 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 18 days. The gap of 938 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 9811 days of revenue, i.e. 20 k€ to permanently finance. Over 2016-2024, WCR increased by +58848%, requiring additional financing.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
20 221 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
956 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
18 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR in days of revenue (2024)
?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
9811 j
WCR and payment terms evolution STARTANDHOLD
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2023
2024
Operating WCR
-34 €
40 220 €
-8 059 €
3 005 €
-2 370 €
8 281 €
24 715 €
20 221 €
Inventory turnover (days)
0
0
0
11
6
0
0
0
Customer payment term (days)
50
95
52
25
41
18
1940
956
Supplier payment term (days)
56
58
56
60
25
50
67
18
Positioning of STARTANDHOLD in its sector
Comparison with sector Gestion de fonds
Valuation estimate
Based on 62 transactions of similar company sales
in 2024,
the value of STARTANDHOLD is estimated at
225 €
(range 116€ - 628€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2024
62 tx
0k€0k€0k€
225 €Range: 116€ - 628€
NAF 5 année 2024
Valuation method used
Revenue Multiple
742 €
×
0.30x
=226 €
Range: 117€ - 629€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Gestion de fonds)
Compare STARTANDHOLD with other companies in the same sector:
The headquarters of STARTANDHOLD is located in SAINT-MARTIN-LE-VINOUX (38950), in the department Isere.
Where to find the tax return of STARTANDHOLD ?
The tax return of STARTANDHOLD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does STARTANDHOLD operate?
STARTANDHOLD operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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