STAR MOBIL SERVICES : revenue, balance sheet and financial ratios

STAR MOBIL SERVICES is a French company founded 22 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in THAON-LES-VOSGES (88150), this company of category PME shows in 2025 a revenue of 976 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - STAR MOBIL SERVICES (SIREN 449705789)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 976 342 € 812 342 € 853 759 € 952 206 € 996 894 € 1 033 518 € 818 824 € 844 884 € 730 234 € 706 080 €
Net income 157 790 € 212 260 € 212 300 € 73 621 € 293 272 € 304 697 € 96 008 € 170 714 € 114 509 € 133 125 €
EBITDA 203 046 € 183 356 € 239 717 € 300 526 € 402 805 € 419 491 € 143 018 € 187 872 € 148 499 € 188 889 €
Net margin 16.2% 26.1% 24.9% 7.7% 29.4% 29.5% 11.7% 20.2% 15.7% 18.9%

Revenue and income statement

In 2025, STAR MOBIL SERVICES achieves revenue of 976 k€. Revenue is growing positively over 10 years (CAGR: +3.7%). Vs 2024, growth of +20% (812 k€ -> 976 k€). After deducting consumption (25 k€), gross margin stands at 951 k€, i.e. a rate of 97%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 203 k€, representing 20.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 158 k€, i.e. 16.2% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

976 342 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

950 853 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

203 046 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

173 332 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

157 790 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

20.8%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 19.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

1.01%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

37.235%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

19.318%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.027

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

28.9%

Solvency indicators evolution
STAR MOBIL SERVICES

Sector positioning

Debt ratio
1.01 2025
2023
2024
2025
Q1: 0.0
Med: 4.8
Q3: 43.33
Good +5 pts over 3 years

In 2025, the debt ratio of STAR MOBIL SERVICES (1.01) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
37.23% 2025
2023
2024
2025
Q1: 13.31%
Med: 50.74%
Q3: 79.01%
Average -27 pts over 3 years

In 2025, the financial autonomy of STAR MOBIL SERVICES (37.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.03 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.02 years
Q3: 1.45 years
Average +25 pts over 3 years

In 2025, the repayment capacity of STAR MOBIL SERVICES (0.03) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 664.53. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.6x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

664.532

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.578

Liquidity indicators evolution
STAR MOBIL SERVICES

Sector positioning

Liquidity ratio
664.53 2025
2023
2024
2025
Q1: 158.14
Med: 330.46
Q3: 854.85
Good -9 pts over 3 years

In 2025, the liquidity ratio of STAR MOBIL SERVICES (664.53) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.58x 2025
2023
2024
2025
Q1: 0.0x
Med: 0.0x
Q3: 1.93x
Good +32 pts over 3 years

In 2025, the interest coverage of STAR MOBIL SERVICES (0.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 48 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 51 days. Favorable situation: supplier credit is longer than customer credit by 3 days. WCR is negative (-212 days): operations structurally generate cash. Notable WCR improvement over the period (-484%), freeing up cash.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-574 528 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

48 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

51 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-212 j

WCR and payment terms evolution
STAR MOBIL SERVICES

Positioning of STAR MOBIL SERVICES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of STAR MOBIL SERVICES is estimated at 474 180 € (range 142 035€ - 1 452 546€). With an EBITDA of 203 046€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
193 transactions
142k€ 474k€ 1452k€
474 180 € Range: 142 035€ - 1 452 546€
NAF 5 all-time

Valuation detail by method

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EBITDA Multiple 50%
203 046 € × 1.2x
Estimation 245 818 €
63 492€ - 1 254 728€
Revenue Multiple 30%
976 342 € × 0.98x
Estimation 959 186 €
267 485€ - 1 783 919€
Net Income Multiple 20%
157 790 € × 2.0x
Estimation 317 579 €
150 221€ - 1 450 034€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare STAR MOBIL SERVICES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about STAR MOBIL SERVICES

What is the revenue of STAR MOBIL SERVICES ?

The revenue of STAR MOBIL SERVICES in 2025 is 976 k€.

Is STAR MOBIL SERVICES profitable?

Yes, STAR MOBIL SERVICES generated a net profit of 158 k€ in 2025.

Where is the headquarters of STAR MOBIL SERVICES ?

The headquarters of STAR MOBIL SERVICES is located in THAON-LES-VOSGES (88150), in the department Vosges.

Where to find the tax return of STAR MOBIL SERVICES ?

The tax return of STAR MOBIL SERVICES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does STAR MOBIL SERVICES operate?

STAR MOBIL SERVICES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.