STAMWOL CONSTRUCTION : revenue, balance sheet and financial ratios

STAMWOL CONSTRUCTION is a French company founded 7 years ago, specialized in the sector Travaux de maçonnerie générale et gros œuvre de bâtiment. Based in MAUGES-SUR-LOIRE (49410), this company of category PME shows in 2024 a revenue of 745 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - STAMWOL CONSTRUCTION (SIREN 841620594)
Indicator 2025 2024 2022
Revenue N/C 745 238 € 934 886 €
Net income 5 343 € 46 418 € 56 410 €
EBITDA N/C 86 359 € 124 858 €
Net margin N/C 6.2% 6.0%

Revenue and income statement

In 2025, STAMWOL CONSTRUCTION generates positive net income of 5 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2022-2025: 56 k€ -> 5 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

5 343 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 39%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

38.94%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

52.736%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

46.5%

Solvency indicators evolution
STAMWOL CONSTRUCTION

Sector positioning

Debt ratio
38.94 2025
2022
2024
2025
Q1: 5.28
Med: 20.12
Q3: 50.57
Average -10 pts over 3 years

In 2025, the debt ratio of STAMWOL CONSTRUCTION (38.94) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
52.74% 2025
2022
2024
2025
Q1: 23.25%
Med: 42.57%
Q3: 60.48%
Good +12 pts over 3 years

In 2025, the financial autonomy of STAMWOL CONSTRUCTION (52.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
1.75 years 2024
2022
2024
Q1: 0.0 years
Med: 0.04 years
Q3: 1.04 years
Average

In 2024, the repayment capacity of STAMWOL CONSTRUCTION (1.75) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 167.23. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

167.227

Liquidity indicators evolution
STAMWOL CONSTRUCTION

Sector positioning

Liquidity ratio
167.23 2025
2022
2024
2025
Q1: 150.45
Med: 212.92
Q3: 325.8
Average -27 pts over 3 years

In 2025, the liquidity ratio of STAMWOL CONSTRUCTION (167.23) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
1.92x 2024
2022
2024
Q1: 0.0x
Med: 0.0x
Q3: 2.23x
Good

In 2024, the interest coverage of STAMWOL CONSTRUCTION (1.9x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
STAMWOL CONSTRUCTION

Positioning of STAMWOL CONSTRUCTION in its sector

Comparison with sector Travaux de maçonnerie générale et gros œuvre de bâtiment

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 4 843€ to 56 296€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
4k€ 14k€ 56k€
14 396 € Range: 4 843€ - 56 296€
NAF 5 année 2025

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de maçonnerie générale et gros œuvre de bâtiment)

Compare STAMWOL CONSTRUCTION with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de maçonnerie générale et gros œuvre de bâtiment

Frequently asked questions about STAMWOL CONSTRUCTION

What is the revenue of STAMWOL CONSTRUCTION ?

The revenue of STAMWOL CONSTRUCTION in 2024 is 745 k€.

Is STAMWOL CONSTRUCTION profitable?

Yes, STAMWOL CONSTRUCTION generated a net profit of 5 k€ in 2025.

Where is the headquarters of STAMWOL CONSTRUCTION ?

The headquarters of STAMWOL CONSTRUCTION is located in MAUGES-SUR-LOIRE (49410), in the department Maine-et-Loire.

Where to find the tax return of STAMWOL CONSTRUCTION ?

The tax return of STAMWOL CONSTRUCTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does STAMWOL CONSTRUCTION operate?

STAMWOL CONSTRUCTION operates in the sector Travaux de maçonnerie générale et gros œuvre de bâtiment (NAF code 43.99C). See the 'Sector positioning' section above to compare the company with its competitors.