SIREN : 479158933
STAMM ASSURANCES is a French company founded 21 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in MOULINS (03000), this company of category PME shows in 2022 a revenue of 970 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | N/C | 970 129 € | N/C | N/C | 1 004 689 € | 1 106 835 € |
| Net income | 76 774 € | 76 948 € | 148 896 € | 136 239 € | 20 804 € | 67 885 € |
| EBITDA | N/C | -6 670 € | N/C | N/C | 20 243 € | 68 905 € |
| Net margin | N/C | 7.9% | N/C | N/C | 2.1% | 6.1% |
In 2023, STAMM ASSURANCES generates positive net income of 77 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2023: 68 k€ -> 77 k€.
76 774 €
The debt ratio (= Financial debt / Equity x 100) stands at 22%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 65%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
22.219%
64.875%
24.0%
In 2023, the debt ratio of STAMM ASSURANCES (22.22) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of STAMM ASSURANCES (64.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of STAMM ASSURANCES (5.08) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 155.17. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
155.167
In 2023, the liquidity ratio of STAMM ASSURANCES (155.17) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of STAMM ASSURANCES (-54.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
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Based on 193 transactions of similar company sales (all years), the value of STAMM ASSURANCES is estimated at 154 520 € (range 73 091€ - 705 525€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare STAMM ASSURANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of STAMM ASSURANCES in 2022 is 970 k€.
Yes, STAMM ASSURANCES generated a net profit of 77 k€ in 2023.
The headquarters of STAMM ASSURANCES is located in MOULINS (03000), in the department Allier.
The tax return of STAMM ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
STAMM ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.