SIREN : 505185611
ST ROCH is a French company founded 17 years ago, specialized in the sector Promotion immobilière de logements. Based in OSSEJA (66340), this company of category PME shows in 2019 a revenue of 82 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 81 836 € | 28 753 € | 31 564 € | 32 248 € |
| Net income | 14 373 € | -8 513 € | -254 € | -924 € |
| EBITDA | 30 694 € | 5 821 € | 18 016 € | 17 713 € |
| Net margin | 17.6% | -29.6% | -0.8% | -2.9% |
In 2019, ST ROCH achieves revenue of 82 k€. Over the period 2016-2019, the company shows strong growth with a CAGR (compound annual growth rate) of +36.4%. Vs 2018, growth of +185% (29 k€ -> 82 k€). After deducting consumption (36 k€), gross margin stands at 46 k€, i.e. a rate of 56%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 31 k€, representing 37.5% of revenue. Positive scissor effect: EBITDA margin improves by +17.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 14 k€, i.e. 17.6% of revenue. This profit can be retained or distributed to shareholders.
81 836 €
45 846 €
30 694 €
20 826 €
14 373 €
37.5%
The debt ratio (= Financial debt / Equity x 100) stands at -499%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -25%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 10.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 29.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
-499.294%
-25.036%
29.624%
10.206
67.0%
In 2019, the debt ratio of ST ROCH (-499.29) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2019, the financial autonomy of ST ROCH (-25.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2019, the repayment capacity of ST ROCH (10.21) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 74524.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 21.0x. Operating income very largely covers interest expenses: high safety margin.
74524.242
21.024
In 2019, the liquidity ratio of ST ROCH (74524.24) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2019, the interest coverage of ST ROCH (21.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 78 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The gap of 78 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 101 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 200 days of revenue, i.e. 45 k€ to permanently finance. Over 2016-2019, WCR increased by +66%, requiring additional financing.
45 408 €
78 j
0 j
101 j
200 j
Based on 80 transactions of similar company sales
(all years),
the value of ST ROCH is estimated at
29 018 €
(range 10 925€ - 82 301€).
With an EBITDA of 30 694€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ST ROCH with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of ST ROCH in 2019 is 82 k€.
Yes, ST ROCH generated a net profit of 14 k€ in 2019.
The headquarters of ST ROCH is located in OSSEJA (66340), in the department Pyrenees-Orientales.
The tax return of ST ROCH is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ST ROCH operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.