ST CARADEC AUTOMOBILES : revenue, balance sheet and financial ratios

ST CARADEC AUTOMOBILES is a French company founded 7 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in SAINT-CARADEC (22600), this company of category PME shows in 2022 a revenue of 1.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ST CARADEC AUTOMOBILES (SIREN 850466046)
Indicator 2024 2023 2022 2021 2020
Revenue N/C N/C 1 132 080 € 937 426 € N/C
Net income 59 651 € 77 555 € 54 687 € 44 834 € 43 593 €
EBITDA N/C N/C 90 330 € 74 192 € N/C
Net margin N/C N/C 4.8% 4.8% N/C

Revenue and income statement

In 2024, ST CARADEC AUTOMOBILES generates positive net income of 60 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2020-2024: 44 k€ -> 60 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

59 651 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 33%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 59%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

32.661%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

59.199%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

32.2%

Solvency indicators evolution
ST CARADEC AUTOMOBILES

Sector positioning

Debt ratio
32.66 2024
2022
2023
2024
Q1: 5.46
Med: 23.99
Q3: 69.38
Average -13 pts over 3 years

In 2024, the debt ratio of ST CARADEC AUTOMOBILES (32.66) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
59.2% 2024
2022
2023
2024
Q1: 21.37%
Med: 45.55%
Q3: 63.3%
Good +25 pts over 3 years

In 2024, the financial autonomy of ST CARADEC AUTOMOBILES (59.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.0 years 2022
2022
Q1: 0.0 years
Med: 0.88 years
Q3: 3.06 years
Average

In 2022, the repayment capacity of ST CARADEC AUTOMOBILES (2.00) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 323.27. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

323.271

Liquidity indicators evolution
ST CARADEC AUTOMOBILES

Sector positioning

Liquidity ratio
323.27 2024
2022
2023
2024
Q1: 142.57
Med: 216.95
Q3: 327.2
Good +28 pts over 3 years

In 2024, the liquidity ratio of ST CARADEC AUTOMOBILES (323.27) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
4.3x 2022
2022
Q1: 0.0x
Med: 0.82x
Q3: 3.72x
Excellent

In 2022, the interest coverage of ST CARADEC AUTOMOBILES (4.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ST CARADEC AUTOMOBILES

Positioning of ST CARADEC AUTOMOBILES in its sector

Comparison with sector Entretien et réparation de véhicules automobiles légers

Valuation estimate

Based on 147 transactions of similar company sales in 2024, the value of ST CARADEC AUTOMOBILES is estimated at 270 195 € (range 94 516€ - 617 376€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
147 transactions
94k€ 270k€ 617k€
270 195 € Range: 94 516€ - 617 376€
NAF 5 année 2024

Valuation method used

Net Income Multiple
59 651 € × 4.5x = 270 195 €
Range: 94 516€ - 617 376€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 147 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation de véhicules automobiles légers)

Compare ST CARADEC AUTOMOBILES with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers

Frequently asked questions about ST CARADEC AUTOMOBILES

What is the revenue of ST CARADEC AUTOMOBILES ?

The revenue of ST CARADEC AUTOMOBILES in 2022 is 1.1 M€.

Is ST CARADEC AUTOMOBILES profitable?

Yes, ST CARADEC AUTOMOBILES generated a net profit of 60 k€ in 2024.

Where is the headquarters of ST CARADEC AUTOMOBILES ?

The headquarters of ST CARADEC AUTOMOBILES is located in SAINT-CARADEC (22600), in the department Cotes-d'Armor.

Where to find the tax return of ST CARADEC AUTOMOBILES ?

The tax return of ST CARADEC AUTOMOBILES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ST CARADEC AUTOMOBILES operate?

ST CARADEC AUTOMOBILES operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.