SIREN : 892199605
ST BERNARD DEVELOPPEMENT is a French company founded 5 years ago, specialized in the sector Gestion de fonds. Based in SAINT-DENIS (97400), this company of category PME shows in 2024 a net income negative of -414 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Revenue | N/C | N/C | N/C | N/C |
| Net income | -413 839 € | 38 241 € | -15 284 € | -8 715 € |
| EBITDA | -3 976 € | -6 978 € | -16 466 € | -8 715 € |
| Net margin | N/C | N/C | N/C | N/C |
In 2024, ST BERNARD DEVELOPPEMENT records a net loss of 414 k€. This deficit will reduce equity on the balance sheet.
-3 976 €
-3 976 €
-413 839 €
The debt ratio (= Financial debt / Equity x 100) stands at 62%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 62%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 19.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.
61.944%
61.75%
19.89
In 2024, the debt ratio of ST BERNARD DEVELOPPEMENT (61.94) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ST BERNARD DEVELOPPEMENT (61.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of ST BERNARD DEVELOPPEMENT (19.89) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
-10637.098
In 2023, the liquidity ratio of ST BERNARD DEVELOPPEMENT (88.46) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of ST BERNARD DEVELOPPEMENT (-10637.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
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Compare ST BERNARD DEVELOPPEMENT with other companies in the same sector:
The revenue of ST BERNARD DEVELOPPEMENT is not publicly disclosed (confidential accounts filed with INPI).
ST BERNARD DEVELOPPEMENT recorded a net loss in 2024.
The headquarters of ST BERNARD DEVELOPPEMENT is located in SAINT-DENIS (97400), in the department La Reunion.
The tax return of ST BERNARD DEVELOPPEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ST BERNARD DEVELOPPEMENT operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.