SIREN : 829513175
SR FINANCES is a French company founded 9 years ago, specialized in the sector Activités des sociétés holding. Based in SAINT-LEGER-DE-LINIERES (49070), this company of category PME shows in 2025 a revenue of 363 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|
| Revenue | 362 791 € | 249 500 € | 200 000 € | 170 000 € | 154 679 € | 105 000 € | N/C |
| Net income | 102 228 € | 47 713 € | 288 746 € | 592 485 € | 222 686 € | 939 603 € | -1 740 € |
| EBITDA | -26 411 € | -14 750 € | 17 321 € | 6 508 € | 2 562 € | -24 813 € | -1 897 € |
| Net margin | 28.2% | 19.1% | 144.4% | 348.5% | 144.0% | 894.9% | N/C |
In 2025, SR FINANCES achieves revenue of 363 k€. Over the period 2018-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +19.4%. Vs 2022, growth of +45% (250 k€ -> 363 k€). After deducting consumption (2 k€), gross margin stands at 361 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -26 k€, representing -7.3% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 102 k€, i.e. 28.2% of revenue. This profit can be retained or distributed to shareholders.
362 791 €
361 020 €
-26 411 €
-7 194 €
102 228 €
-7.3%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 93%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 23.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.715%
93.27%
23.884%
0.214
40.9%
In 2025, the debt ratio of SR FINANCES (0.71) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of SR FINANCES (93.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of SR FINANCES (0.21) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 203.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
203.769
-23.297
In 2025, the liquidity ratio of SR FINANCES (203.77) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of SR FINANCES (-23.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 55 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 23 days. The gap of 32 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 41 days of revenue, i.e. 41 k€ to permanently finance.
40 879 €
55 j
23 j
0 j
41 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 122 907€ to 775 097€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SR FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of SR FINANCES in 2025 is 363 k€.
Yes, SR FINANCES generated a net profit of 102 k€ in 2025.
The headquarters of SR FINANCES is located in SAINT-LEGER-DE-LINIERES (49070), in the department Maine-et-Loire.
The tax return of SR FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SR FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.