SPIRE PAYMENTS FRANCE : revenue, balance sheet and financial ratios

SPIRE PAYMENTS FRANCE is a French company founded 11 years ago, specialized in the sector Études de marché et sondages. Based in NEUILLY-SUR-SEINE (92200), this company of category PME shows in 2017 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SPIRE PAYMENTS FRANCE (SIREN 811480425)
Indicator 2017 2016
Revenue 1 283 227 € 1 116 030 €
Net income 62 340 € 53 322 €
EBITDA 97 837 € 79 983 €
Net margin 4.9% 4.8%

Revenue and income statement

En 2017, SPIRE PAYMENTS FRANCE alcanza unos ingresos de 1.3 M€. Vs 2016, crecimiento de +15% (1.1 M€ -> 1.3 M€). Tras deducir el consumo (0 €), el margen bruto se sitúa en 1.3 M€, es decir, una tasa del 100%. El EBITDA alcanza 98 k€, representando el 7.6% de los ingresos. El margen operativo sigue siendo frágil, requiriendo vigilancia de costes. El resultado neto asciende a 62 k€, es decir, el 4.9% de los ingresos.

Revenue (2017) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 283 227 €

Gross margin (2017) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 283 227 €

EBITDA (2017) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

97 837 €

EBIT (2017) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

97 837 €

Net income (2017) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

62 340 €

EBITDA margin (2017) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

7.6%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

El ratio de endeudamiento (= Deuda financiera / Fondos propios x 100) se sitúa en 0%. Este nivel muy bajo refleja una estructura financiera sólida. La autonomía financiera (= Fondos propios / Total activo x 100) alcanza el 32%. El equilibrio entre fondos propios y deuda es satisfactorio. El flujo de caja representa el 5.1% de los ingresos. Nivel satisfactorio que permite financiar parcialmente el crecimiento.

Debt ratio (2017) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2017) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

31.528%

Cash flow / Revenue (2017) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

5.083%

Repayment capacity (2017) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
SPIRE PAYMENTS FRANCE

Sector positioning

Ratio de endeudamiento
0.0 2017
2016
2017
Q1: 0.0
Med: 4.38
Q3: 31.47
Excelente

En 2017, el ratio de endeudamiento de SPIRE PAYMENTS FRANCE (0.00) se sitúa en el 25% más bajo del sector, lo cual es positivo. Este ratio mide el peso de la deuda en relación con el patrimonio. Un ratio bajo indica una estructura financiera sólida con poca dependencia de los acreedores.

Autonomía financiera
31.53% 2017
2016
2017
Q1: 10.84%
Med: 37.88%
Q3: 61.68%
Average

En 2017, el autonomía financiera de SPIRE PAYMENTS FRANCE (31.5%) se sitúa por debajo de la mediana del sector. Este ratio representa la parte del patrimonio en la financiación total. Una mejora fortalecería la posición competitiva.

Capacidad de reembolso
0.0 ans 2017
2016
2017
Q1: 0.0 ans
Med: 0.0 ans
Q3: 0.42 ans
Excelente

En 2017, el capacidad de reembolso de SPIRE PAYMENTS FRANCE (0.0 an) se sitúa en el 25% más bajo del sector, lo cual es positivo. Este ratio indica el número de años necesarios para pagar la deuda con flujo de caja. Una capacidad corta refleja deuda controlada y buena generación de efectivo.

Liquidity ratios

El ratio de liquidez se sitúa en 146.05. La empresa tiene 2€ de activos líquidos por cada 1€ de deuda a corto plazo.

Liquidity ratio (2017) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

146.046

Interest coverage (2017) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
SPIRE PAYMENTS FRANCE

Sector positioning

Ratio de liquidez
146.05 2017
2016
2017
Q1: 139.01
Med: 200.84
Q3: 356.04
Average

En 2017, el ratio de liquidez de SPIRE PAYMENTS FRANCE (146.05) se sitúa por debajo de la mediana del sector. Este ratio mide la capacidad de cubrir deuda a corto plazo con activos corrientes. Una mejora fortalecería la posición competitiva.

Cobertura de intereses
0.0x 2017
2016
2017
Q1: 0.0x
Med: 0.0x
Q3: 1.76x
Average

En 2017, el cobertura de intereses de SPIRE PAYMENTS FRANCE (0.0x) se sitúa por debajo de la mediana del sector. Este ratio indica cuántas veces el resultado operativo cubre los gastos de intereses. Una mejora fortalecería la posición competitiva.

Working capital requirement (WCR) and payment terms

El fondo de maniobra operativo (FM) mide el desfase temporal de tesorería. Plazo medio de cobro a clientes: 0 días. Plazo proveedores: 22 días. Situación favorable. El FM representa 40 días de ingresos.

Operating WCR (2017) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

141 296 €

Customer credit (2017) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2017) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

22 j

Inventory turnover (2017) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2017) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

40 j

WCR and payment terms evolution
SPIRE PAYMENTS FRANCE

Positioning of SPIRE PAYMENTS FRANCE in its sector

Comparison with sector Études de marché et sondages

Valuation estimate

Based on 107 transactions of similar company sales (all years), the value of SPIRE PAYMENTS FRANCE is estimated at 248 176 € (range 93 262€ - 530 533€). With an EBITDA of 97 837€, the sector multiple of 2.6x is applied. The price/revenue ratio is 0.23x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2017
107 transactions
93k€ 248k€ 530k€
248 176 € Range: 93 262€ - 530 533€
Section all-time Aggregated at NAF section level

Valuation detail by method

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EBITDA Multiple 50%
97 837 € × 2.6x
Estimation 253 267 €
92 533€ - 580 192€
Revenue Multiple 30%
1 283 227 € × 0.23x
Estimation 289 927 €
119 377€ - 504 227€
Net Income Multiple 20%
62 340 € × 2.8x
Estimation 172 827 €
55 913€ - 445 846€
How is this estimate calculated?

This estimate is based on the analysis of 107 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Études de marché et sondages)

Compare SPIRE PAYMENTS FRANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Études de marché et sondages

Frequently asked questions about SPIRE PAYMENTS FRANCE

What is the revenue of SPIRE PAYMENTS FRANCE ?

The revenue of SPIRE PAYMENTS FRANCE in 2017 is 1.3 M€.

Is SPIRE PAYMENTS FRANCE profitable?

Yes, SPIRE PAYMENTS FRANCE generated a net profit of 62 k€ in 2017.

Where is the headquarters of SPIRE PAYMENTS FRANCE ?

The headquarters of SPIRE PAYMENTS FRANCE is located in NEUILLY-SUR-SEINE (92200), in the department Hauts-de-Seine.

Where to find the tax return of SPIRE PAYMENTS FRANCE ?

The tax return of SPIRE PAYMENTS FRANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SPIRE PAYMENTS FRANCE operate?

SPIRE PAYMENTS FRANCE operates in the sector Études de marché et sondages (NAF code 73.20Z). See the 'Sector positioning' section above to compare the company with its competitors.