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SPFPLAS PHAM INVEST : revenue, balance sheet and financial ratios

SPFPLAS PHAM INVEST is a French company founded 5 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in ROQUEVAIRE (13360), this company of category PME shows in 2022 a net income positive of 50 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SPFPLAS PHAM INVEST (SIREN 894697861)
Indicator 2022 2021
Revenue N/C N/C
Net income 49 604 € 9 693 €
EBITDA -1 542 € -26 311 €
Net margin N/C N/C

Revenue and income statement

In 2022, SPFPLAS PHAM INVEST generates positive net income of 50 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2021-2022: 10 k€ -> 50 k€.

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 542 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 542 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

49 604 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 584%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 15%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

584.275%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

14.614%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

7.102

Solvency indicators evolution
SPFPLAS PHAM INVEST

Sector positioning

Debt ratio
584.27 2022
2021
2022
Q1: 0.04
Med: 14.14
Q3: 118.39
Average

In 2022, the debt ratio of SPFPLAS PHAM INVEST (584.27) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
14.61% 2022
2021
2022
Q1: 18.05%
Med: 62.02%
Q3: 91.75%
Average

In 2022, the financial autonomy of SPFPLAS PHAM INVEST (14.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
7.1 years 2022
2021
2022
Q1: -0.0 years
Med: 0.04 years
Q3: 3.93 years
Average

In 2022, the repayment capacity of SPFPLAS PHAM INVEST (7.10) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-23.995

Liquidity indicators evolution
SPFPLAS PHAM INVEST

Sector positioning

Interest coverage
-24.0x 2022
2021
2022
Q1: -75.2x
Med: -1.06x
Q3: 0.0x
Average -7 pts over 2 years

In 2022, the interest coverage of SPFPLAS PHAM INVEST (-24.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Positioning of SPFPLAS PHAM INVEST in its sector

Comparison with sector Fonds de placement et entités financières similaires

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (23 transactions). This range of 373 222€ to 1 154 243€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2022
Indicative
373k€ 707k€ 1154k€
707 212 € Range: 373 222€ - 1 154 243€
NAF 5 année 2022

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 23 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fonds de placement et entités financières similaires)

Compare SPFPLAS PHAM INVEST with other companies in the same sector:

Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires

Frequently asked questions about SPFPLAS PHAM INVEST

What is the revenue of SPFPLAS PHAM INVEST ?

The revenue of SPFPLAS PHAM INVEST is not publicly disclosed (confidential accounts filed with INPI).

Is SPFPLAS PHAM INVEST profitable?

Yes, SPFPLAS PHAM INVEST generated a net profit of 50 k€ in 2022.

Where is the headquarters of SPFPLAS PHAM INVEST ?

The headquarters of SPFPLAS PHAM INVEST is located in ROQUEVAIRE (13360), in the department Bouches-du-Rhone.

Where to find the tax return of SPFPLAS PHAM INVEST ?

The tax return of SPFPLAS PHAM INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SPFPLAS PHAM INVEST operate?

SPFPLAS PHAM INVEST operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.